WATERSTONE FINANCIAL INC
Waterstone Financial Inc (WSBF) is a US regional bank holding company with a market capitalisation of about $277.01M. It operates primarily through community and commercial banking, offering deposit accounts, residential mortgage lending and business loans to local customers. Investors often watch regional banks like Waterstone for their sensitivity to interest-rate cycles, loan growth and deposit stability — factors that influence net interest margins and earnings. As a smaller-cap bank, WSBF can offer growth tied to local economic conditions and targeted lending niches, but it may be more exposed to credit and funding fluctuations than larger national banks. Financial results can swing with loan demand, credit performance and the interest-rate environment. This summary is educational and not investment advice; potential investors should check recent filings, understand the company’s balance-sheet strength, dividend policy and risk profile, and consider their own suitability before making investment decisions.
Stock Performance Snapshot
Analyst Rating
Analysts suggest holding Waterstone Financial's stock as its value may not rise significantly.
Financial Health
Waterstone Financial is performing well with strong profits and cash flow, indicating solid financial stability.
Dividend
Waterstone Financial Inc's dividend yield of 4.59% is decent for those seeking dividend-paying stocks. If you invested $1000 you would be paid $45.90 a year in dividends (based on the last 12 months).
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Explore BasketWhy You’ll Want to Watch This Stock
Local Loan Growth
Growth often comes from residential and commercial lending in local markets, though loan performance can vary with the economy.
Rate Sensitivity
Earnings depend on net interest margin and rate moves; changes in interest rates can help or hurt results.
Community Focus
A regional footprint can mean close customer relationships and niche lending, balanced by concentration risks in local economies.
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