Washington Federal Inc.
Washington Federal, Inc. (WAFD) is a US regional bank that operates primarily through its WaFd Bank franchise, offering deposit, mortgage and commercial lending services across the western United States. With a market capitalisation of about $2.27 billion, the company is focused on retail and small- to medium-sized business customers, funding lending through customer deposits and wholesale sources. Investors should note its sensitivity to interest-rate cycles, mortgage and commercial real-estate exposure, and regional economic conditions. Earnings can benefit from wider net interest margins in rising-rate environments but may face pressure from deposit competition and credit losses during downturns. Regulatory capital, asset quality trends and loan-growth discipline are key indicators to watch. This summary is for general educational purposes only and not personal investment advice; values can fall as well as rise and suitability depends on your individual circumstances.
Stock Performance Snapshot
Analyst Rating
Analysts recommend holding Washington Federal's stock with a target price of $33.25, indicating modest growth potential.
Financial Health
Washington Federal is performing well with strong revenue and cash flow, indicating solid financial stability.
Dividend
Washington Federal's dividend yield of 3.67% offers a steady income for investors. If you invested $1000 you would be paid $36.70 a year in dividends (based on the last 12 months).
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Explore BasketWhy You’ll Want to Watch This Stock
Interest-rate sensitivity
Net interest margin and profitability often move with interest rates, offering potential upside in some cycles — though margins can compress when conditions change.
Regional footprint focus
Concentration in western US markets shapes growth and risk exposure; regional economic trends and property markets can materially affect performance.
Capital and credit
Watch capital ratios, loan-quality trends and provisions for credit losses as indicators of resilience, while remembering that bank earnings can be cyclical.
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