Valley National Bancorp
Valley National Bancorp (VLY) is a US regional bank headquartered in New Jersey that provides commercial and retail banking, mortgage lending, wealth management and specialised finance services. With a market capitalisation around $5.7 billion, it sits among mid‑sized regional lenders whose earnings are shaped by net interest margin, loan growth and fee income. Investors should note the bank's exposure to local economic cycles, commercial real‑estate and consumer credit trends, and the competitive deposit landscape that can pressure funding costs. Regulatory oversight, capital adequacy and provisioning for loan losses are important monitoring points. Valley has historically offered a dividend, but future payouts depend on earnings, capital and regulator guidance. Potential attractions include franchise scale in its core markets and opportunities from industry consolidation; risks include credit deterioration in a downturn and sensitivity to interest‑rate moves. This summary is for educational purposes only and is not personalised investment advice; values can fall as well as rise.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying Valley National Bancorp's stock with a target price of $10.8, indicating growth potential.
Financial Health
Valley National Bancorp shows strong revenue and cash flow, indicating solid financial performance.
Dividend
Valley National Bancorp's dividend yield of 5.01% is appealing for those seeking income from their investments. If you invested $1000 you would be paid $50.10 a year in dividends (based on the last 12 months).
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Baskets Featuring VLY
Banking On Shareholder Returns
Bank of America's new $40 billion stock buyback program highlights a broader trend of major financial institutions returning capital to shareholders. This theme identifies other large banks that may follow suit, offering similar buyback or dividend-based value.
Published: July 24, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Interest‑rate sensitivity
Net interest margin and earnings depend on how lending and funding reprice; rising rates can help margins but also affect loan demand and credit risk.
Regional banking trends
Industry consolidation and deposit competition shape strategy and pricing; local economic health matters and outcomes can vary across markets.
Capital & credit health
Watch capital ratios, loan‑loss provisions and commercial real‑estate exposure as indicators of resilience, though performance can change with economic cycles.
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