VELOCITY FINANCIAL INC

VELOCITY FINANCIAL INC

Velocity Financial is a digital-first financial services company that offers banking and consumer loan products.

Stock Performance Snapshot

Buy

Analyst Rating

Analysts suggest buying Velocity Financial's stock with a target price of $20, indicating potential growth.

Above Average

Financial Health

Velocity Financial is performing well with strong earnings, cash flow, and a solid revenue base.

Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.

Baskets Featuring VEL

Investing In The Fed's High-Rate Hold

Investing In The Fed's High-Rate Hold

The Federal Reserve has decided to maintain its current interest rate, signaling a period of caution amidst economic uncertainty and political pressure. This environment favors investment in financially resilient companies that are not heavily reliant on borrowing and can navigate a stable but uncertain rate landscape.

Published: July 31, 2025

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Unlocking Value: The Finance Arm Spinoff

Unlocking Value: The Finance Arm Spinoff

Harley-Davidson is negotiating the sale of a stake in its financing arm, a strategic move to raise significant capital. This theme focuses on other manufacturers with large, valuable financing units that could be prime candidates for similar spin-offs or sales to unlock value.

Published: July 29, 2025

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Why You’ll Want to Watch This Stock

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Income and yield

Often considered by income-focused investors for its potential payouts, though dividends depend on earnings and credit performance and are not guaranteed.

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Credit sensitivity

Returns are closely linked to loan spreads and borrower quality; defaults or wider spreads can materially affect outcomes.

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Economic cycle link

Performance typically varies with interest rates and economic growth, so macro conditions and policy moves can influence results.

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Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

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6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

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