Unum Group
Unum Group (UNM) is a US-focused provider of employee benefits and individual disability and life insurance. The company’s revenue mix leans on recurring group-premium contracts sold to employers and organisations, giving it relatively predictable cash flows but exposing it to collective claim trends. Investors often watch Unum for its underwriting performance, claims management, and investment income, since insurers rely on bond portfolios and interest rates to support profits. Key considerations include sensitivity to economic cycles, potential for elevated claims or reserve adjustments, and regulatory oversight affecting pricing and capital. With a market capitalisation near $13.0bn, Unum is a mid-cap insurer that may appeal to investors seeking exposure to the employee-benefits niche, but it carries sector-specific risks and earnings can be cyclical. This summary is educational only and not personalised investment advice; values can rise and fall and past performance is not a guide to future returns.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying Unum Group's stock with a target price of $91.07, indicating good growth potential.
Financial Health
Unum Group shows strong revenue and cash flow, indicating solid financial performance overall.
Dividend
Unum Group's dividend yield of 2.14% offers a decent return for income-focused investors. If you invested $1000 you would be paid $21.40 a year in dividends (based on the last 12 months).
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Baskets Featuring UNM
Navigating Retirement State By State
A carefully curated collection of companies helping Americans prepare for retirement in different regions. With retirement costs varying dramatically by state and Social Security uncertainties growing, these financial providers offer solutions for creating personalized, location-specific retirement plans.
Published: July 1, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Predictable premium income
Recurring group premiums can provide steady revenue, though results may swing if claims rise or employers change coverage.
Investment sensitivity
Investment yields on bond portfolios matter for profits; shifts in interest rates and market values can affect reported earnings.
Claims & regulation
Claims trends and regulatory change influence pricing and reserves — watch management’s reserve practices and regulatory developments, as outcomes can vary.
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