United Security Bancshares
United Security Bancshares is the holding company for United Security Bank (the Bank). The Bank offers a full range of commercial banking services primarily to the business and professional community and individuals, including a variety of deposit instruments including personal and business checking accounts and savings accounts, interest-bearing negotiable order of withdrawal (NOW) accounts, money market accounts, and time certificates of deposit. The Bank also offers a full complement of lending products, including real estate loans, real estate construction loans, commercial and industrial loans, agricultural loans, and installment loans. The Bank offers a wide range of specialized services, such as online banking, mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier’s checks, interactive teller machine (ITM) services, and cash management services. In addition, the Bank offers internet banking services to its commercial and retail customers.
Stock Performance Snapshot
Financial Health
United Security Bancshares is performing well with strong revenue and cash flow generation.
Dividend
United Security Bancshares offers an above-average dividend yield of 5.11%, appealing for income-focused investors. If you invested $1000 you would be paid $51.10 a year in dividends (based on the last 12 months).
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Explore BasketWhy You’ll Want to Watch This Stock
Local banking footprint
Focus on regional lending and deposit relationships can support steady local revenue, though geographic concentration increases exposure to local downturns.
Rates and margins
Net interest margin is a crucial driver and moves with market rates; rising rates can boost income but also test asset quality if borrowers struggle.
Small-cap dynamics
Smaller market capitalisation means lower liquidity and potentially higher volatility; regulatory capital and transparency are important for assessment.
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