United Bancorp Inc
United Bancorp, Inc. is a bank holding company. The Company has one wholly owned subsidiary bank, Unified Bank, Martins Ferry, Ohio (the Bank). The Bank serves customers in northeastern, eastern, southeastern and south-central Ohio and the Northern Panhandle of West Virginia and is engaged in the business of commercial and retail banking in Belmont, Harrison, Jefferson, Tuscarawas, Carroll, Athens, Hocking, and Fairfield counties and the surrounding localities. The bank also operates in Marshall County, West Virginia. The Bank provides a range of banking and financial services, which includes accepting demand, savings and time deposits and granting commercial, real estate and consumer loans. The Bank's loan portfolio includes commercial loans, commercial real estate loans, residential real estate loans and installment loans. The Bank conducts its business through its main office and standalone operations center in Martins Ferry, Ohio and with about 18 branches located in the counties.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying United Bancorp's stock with a target price of $20, indicating strong growth potential.
Financial Health
United Bancorp Inc is performing well with solid revenue and cash flow, indicating good financial stability.
Dividend
United Bancorp Inc's dividend yield of 5.65% is attractive for dividend-seeking investors. If you invested $1000 you would be paid $70 a year in dividends (based on the last 12 months).
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Baskets Featuring UBCP
Banking On Shareholder Returns
Bank of America's new $40 billion stock buyback program highlights a broader trend of major financial institutions returning capital to shareholders. This theme identifies other large banks that may follow suit, offering similar buyback or dividend-based value.
Published: July 24, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Local lending focus
United Bancorp concentrates on community and commercial lending, which can drive stable deposit relationships but may concentrate credit risk in local sectors.
Rate sensitivity
Net interest margins react to interest-rate moves; higher rates may help margins yet could strain borrowers, so outcomes can vary.
Consolidation potential
Smaller banks are often takeover targets in a consolidating sector, offering potential upside but also uncertainty and execution risk.
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6% Interest on Cash
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