Toronto-Dominion Bank
Toronto‑Dominion Bank (ticker: TD) is one of Canada’s largest banks, with a market capitalisation around $136.5bn. It operates a diversified franchise spanning Canadian retail and commercial banking, U.S. retail via TD Bank, wealth management, and wholesale banking. Investors typically watch TD for its steady deposit base, net interest margin sensitivity to interest rates, and stable fee income streams. The bank has a history of paying dividends, but payouts depend on earnings, capital levels and regulator guidance. Key risks include economic slowdowns, credit losses (notably in mortgages and commercial lending), interest‑rate swings, and cross‑border and currency exposure from substantial U.S. operations. As always, past performance doesn’t guarantee future results; this summary is general educational information, not personalised advice. Prospective investors should consider their objectives, risk tolerance and consult a professional before making decisions.
Why It's Moving
TD Bank surges on earnings beat and analyst upgrades signaling resilient growth amid banking rally.
Toronto-Dominion Bank shares climbed sharply after Q4 earnings exceeded expectations, with EPS of C$2.18 and revenue of C$16.03 billion, boosting investor confidence in its diversified operations. Fresh analyst upgrades from Bank of America and others highlight potential upside, even as the stock rides a 61% YTD rally fueled by strong North American banking trends.
- Q4 earnings crushed forecasts at C$2.18 EPS, underscoring robust performance across Canadian and U.S. retail segments despite macro headwinds.
- Bank of America hiked price target to C$132 on December 5, implying 8% upside and reflecting optimism on TD's operational streamlining.
- Stock jumped C$1.90 to C$121.99 with elevated volume, extending a 4.9% weekly gain amid sector rotation into undervalued banks.
TD Bank surges on earnings beat and analyst upgrades signaling resilient growth amid banking rally.
Toronto-Dominion Bank shares climbed sharply after Q4 earnings exceeded expectations, with EPS of C$2.18 and revenue of C$16.03 billion, boosting investor confidence in its diversified operations. Fresh analyst upgrades from Bank of America and others highlight potential upside, even as the stock rides a 61% YTD rally fueled by strong North American banking trends.
- Q4 earnings crushed forecasts at C$2.18 EPS, underscoring robust performance across Canadian and U.S. retail segments despite macro headwinds.
- Bank of America hiked price target to C$132 on December 5, implying 8% upside and reflecting optimism on TD's operational streamlining.
- Stock jumped C$1.90 to C$121.99 with elevated volume, extending a 4.9% weekly gain amid sector rotation into undervalued banks.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying Toronto-Dominion Bank's stock, believing it has good future growth potential.
Financial Health
Toronto-Dominion Bank is performing well with strong revenue and cash flow, indicating good financial stability.
Dividend
Toronto-Dominion Bank's dividend yield of 3.74% offers a decent return for those seeking dividend income. If you invested $1000 you would be paid $37.40 a year in dividends (based on the last 12 months).
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Baskets Featuring TD
Banking On Shareholder Returns
Bank of America's new $40 billion stock buyback program highlights a broader trend of major financial institutions returning capital to shareholders. This theme identifies other large banks that may follow suit, offering similar buyback or dividend-based value.
Published: July 24, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Earnings & Margins
Net interest margin and loan growth drive earnings; margins benefit from higher rates but can be squeezed in downturns, so results can vary.
North American Footprint
Significant operations in Canada and the US provide diversification, but bring currency exposure and regulatory differences to monitor.
Dividend & Capital
TD has a long dividend track record, yet payouts depend on capital strength and regulator guidance — dividends are not guaranteed.
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