SOUTHERN MISSOURI BANCORP
Southern Missouri Bancorp (SMBC) is a small-cap regional bank holding company serving communities across southern Missouri through its banking subsidiaries. With a market capitalisation around $566.1 million, the firm offers deposit accounts, commercial and consumer lending, mortgage services and fee-based treasury products. Investors should note its earnings are closely linked to the local economy, loan performance, deposit stability and interest-rate movements. Potential strengths include established local customer relationships and a focus on community banking; potential risks include regional concentration, competition from larger banks and fintech, regulatory shifts and credit-cycle sensitivity. Dividend payments and capital ratios are important drivers of shareholder returns — check the company’s latest reports for details. This summary is educational and not personal financial advice; values can rise or fall and past performance is not a guarantee. Consider your objectives and risk tolerance and consult a qualified financial professional before making investment decisions.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying Southern Missouri Bancorp's stock with a target price of $72, indicating strong potential growth.
Financial Health
Southern Missouri Bancorp is performing well with strong revenue and cash flow, indicating solid financial stability.
Dividend
Southern Missouri Bancorp's dividend yield of 1.69% is decent for those seeking some income from their investment. If you invested $1000 you would be paid $16.90 a year in dividends (based on the last 12 months).
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Baskets Featuring SMBC
Bank M&A Activity Overview: Consolidation Wave
Fifth Third's $10.9 billion acquisition of Comerica creates a new top-ten U.S. bank, signaling a potential wave of consolidation in the regional banking sector. This theme identifies other mid-sized regional banks that could become prime candidates for similar mergers or acquisitions as the industry continues to scale up.
Published: October 10, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Community Banking Focus
SMBC leans on close local customer relationships and small-business lending that can support stable deposits, though concentration makes it sensitive to regional downturns.
Regional Economic Exposure
Performance often mirrors southern Missouri’s economy; watch employment, housing and commodity trends that affect borrowers and loan demand.
Interest-Rate Sensitivity
Net interest margin and profitability depend on interest-rate moves and deposit costs; higher rates can boost margins but may strain borrowers and credit quality.
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