Radian Group Inc.

Radian Group Inc. (RDN) is a US-based mortgage insurance and real-estate services firm that underwrites mortgage default risk and offers related risk-management solutions. Investors should know that Radian’s earnings come from premium income, investment returns on capital and the company’s ability to manage claims and reserves. The business tends to benefit from stable or rising home prices and strong employment, which reduce claim rates, while a downturn in housing or weakening borrower credit can raise losses. Radian is also sensitive to interest-rate moves because they influence mortgage origination and refinancing activity. Capitalisation and regulatory capital requirements affect how much new business the group can write and how it returns capital to shareholders. With a market capitalisation of about $4.6bn, Radian sits in the mid‑cap financial space; it may appeal to investors seeking exposure to the mortgage finance cycle, but suitability depends on risk tolerance, time horizon and portfolio context. This is general information, not personalised financial advice.