Pintec Technology Holdings Ltd
Pintec Technology Holdings Ltd (PT) is a data-driven fintech that provides digital lending and financial services, often targeting consumer credit and small-business solutions via partnerships with banks, e-commerce platforms and other channels. With a market capitalisation of about $15.06 million, it is a small-cap stock; this size can mean limited liquidity and greater share-price volatility. Investors should note Pintec’s strengths in technology, credit-scoring models and channel partnerships, but weigh them against sensitivity to macro conditions, credit cycles and evolving regulatory oversight in its operating markets. Financial performance can swing with loan demand, credit losses and funding costs. For those considering PT, thorough due diligence on recent earnings, loan portfolio health, funding sources and governance is recommended. This summary is educational and not personalised investment advice; values can fall as well as rise and past performance is not indicative of future results.
Stock Performance Snapshot
Financial Health
Pintec Technology is making modest revenue and profit, with decent cash flow levels.
View more stocks by downloading the app for FREE
It only takes 60 seconds.
Baskets Featuring PT
The Figma Effect: Unlocking The Tech IPO Market
Design software leader Figma is targeting a valuation of over $13 billion in its IPO, a move that could signal a long-awaited revival of the tech public offering market. This event creates potential opportunities among other venture-backed tech companies and the firms that invest in them.
Published: July 23, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Data-driven lending
Pintec uses analytics and automated scoring to underwrite loans at scale, which can boost efficiency — though credit performance can vary with the economy.
Channel partnerships
Growth often comes through bank and platform partnerships that expand distribution; partnership risk and regulatory changes may affect reach and returns.
Small-cap dynamics
With a market cap around $15m, the stock can be volatile and less liquid; this can offer opportunity but also increases risk and execution uncertainty.
Why invest with Nemo?
Zero Commission
Trade stocks, ETFs, and more with zero commission. Keep more of your returns.
Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
