Pintec Technology Holdings Ltd
Pintec Technology Holdings Ltd is mainly engaged in the provision of technology-enabled financial and digital services to the ecosystem of Micro Small and Medium Enterprises (MSMEs). The Company connects business partners and financial partners on its open platform and enable them to provide financial services to end users efficiently and effectively. The Company offers six types of solutions that are tailored to the needs of our business and financial partners: point-of-sale installment loan, personal installment loan, business installment loan, international installment loan, wealth management and insurance. The Company mainly operates its businesses in the domestic market.
Stock Performance Snapshot
Financial Health
Pintec Technology is making modest revenue and profit, with decent cash flow levels.
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Published: July 23, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Data-driven lending
Pintec uses analytics and automated scoring to underwrite loans at scale, which can boost efficiency — though credit performance can vary with the economy.
Channel partnerships
Growth often comes through bank and platform partnerships that expand distribution; partnership risk and regulatory changes may affect reach and returns.
Small-cap dynamics
With a market cap around $15m, the stock can be volatile and less liquid; this can offer opportunity but also increases risk and execution uncertainty.
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Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
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