Pinnacle Financial Partners Inc
Pinnacle Financial Partners (PNFP) is a US regional bank headquartered in Nashville, Tennessee, with a market capitalisation around $6.9 billion. It provides commercial banking, consumer lending, mortgage services, wealth management and insurance through a network of branches and digital channels. Key investor considerations include sensitivity to net interest margin (the spread between lending and deposit rates), loan portfolio quality and the composition of deposits versus wholesale funding. Growth can come from loan originations, fee income from wealth and insurance, and selective acquisitions, while capital adequacy and credit trends matter for stability. Regulatory oversight, local economic conditions and competition from larger banks and fintechs affect prospects. Historically Pinnacle has paid dividends and re-invested in business development, but payouts can vary. This summary is educational only and not investment advice; values can fall as well as rise and suitability depends on your circumstances. Consider speaking to a regulated financial adviser before making decisions.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying Pinnacle Financial Partners' stock with a target price of $129.50, indicating significant growth potential.
Financial Health
Pinnacle Financial Partners is performing well, showing solid profits, cash flow, and revenue.
Dividend
Pinnacle Financial's low dividend yield of 1% may not attract income-focused investors. If you invested $1000 you would be paid $9.20 a year in dividends (based on the last 12 months).
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Baskets Featuring PNFP
Riding The Southeast Consolidation Wave
The merger of Pinnacle Financial and Synovus Financial creates a dominant regional bank in the Southeastern U.S. This major deal could trigger a wave of consolidation, creating opportunities among other regional banks poised for similar strategic moves.
Published: July 26, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Interest‑rate dynamics
Net interest margin is a primary earnings driver; rising rates can boost margins but also stress borrowers—performance can vary with rate cycles.
Regional footprint matters
Concentration in the US southeast means local economic trends and commercial real‑estate health influence results, though geographic focus allows closer client relationships.
Diversified fee income
Wealth, mortgage and insurance services add non‑interest revenue and can smooth earnings, though those lines face competition and regulatory oversight.
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