PNC Financial Services Group, Inc.
PNC Financial Services Group, Inc. (PNC) is a large US regional bank offering retail and commercial banking, asset management, wealth services and payments. With a market capitalisation of about $71.3 billion, PNC operates an extensive branch network concentrated in the eastern and midwestern United States and serves consumers, small businesses and corporate clients. Its earnings are driven largely by net interest income—sensitive to interest-rate cycles—and by fee-based services such as wealth management and payments. Important investor themes include interest-rate movements and their effect on net interest margins, credit quality across loan portfolios, regulatory capital requirements and deposit funding costs. The group is investing in digital channels and efficiency initiatives while managing legacy branch expenses. Key risks include economic slowdowns that raise loan-loss provisions, regulatory scrutiny and competition from larger banks and fintechs. This is general educational information only and not personalised investment advice; investors should consider their own circumstances and seek regulated advice.
Why It's Moving
PNC Powers Into 2026 with Debt Redemption and Stellar Earnings Momentum.
- Q4 2025 delivered $7.0 billion full-year net income and $16.59 diluted EPS, generating record revenue with 5% positive operating leverage to kick off the year strong.
- Completed FirstBank acquisition on January 5, expanding into high-growth Colorado and Arizona markets to boost strategic footprint and client relationships.
- Proactive redemption of $1.25 billion 4.758% notes today at par eliminates near-term debt maturities, freeing up capital for growth initiatives.
PNC Powers Into 2026 with Debt Redemption and Stellar Earnings Momentum.
- Q4 2025 delivered $7.0 billion full-year net income and $16.59 diluted EPS, generating record revenue with 5% positive operating leverage to kick off the year strong.
- Completed FirstBank acquisition on January 5, expanding into high-growth Colorado and Arizona markets to boost strategic footprint and client relationships.
- Proactive redemption of $1.25 billion 4.758% notes today at par eliminates near-term debt maturities, freeing up capital for growth initiatives.
When is the next earnings date for PNC Financial Services Group, Inc. (PNC)?
PNC Financial Services Group's next earnings release is scheduled for Friday, January 15, 2027, covering the fourth quarter of 2026. This follows their official announcement of quarterly dates, with pre-market issuance and a conference call at 10 a.m. ET. Q1 2026 results are set for April 15, 2026, providing the subsequent reporting milestone.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying PNC's stock, expecting it to rise to a higher price soon.
Financial Health
PNC is generating substantial revenue and cash flow, indicating strong financial performance overall.
Dividend
PNC's dividend yield of 2.24% is decent but not high. If you invested $1000, you would be paid $22.40 a year in dividends (based on the last 12 months).
View more stocks by downloading the app for FREE
It only takes 60 seconds.
Baskets Featuring PNC
Riding The Southeast Consolidation Wave
The merger of Pinnacle Financial and Synovus Financial creates a dominant regional bank in the Southeastern U.S. This major deal could trigger a wave of consolidation, creating opportunities among other regional banks poised for similar strategic moves.
Published: July 26, 2025
Explore BasketCommunity Banking Catalyst
This carefully selected group of stocks features regional and community banks positioned to benefit from the FDIC's proposed simplification of the Community Reinvestment Act. Our professional analysts identified these financial institutions as potentially gaining from reduced regulatory burdens, which could boost lending capacity and shareholder value.
Published: July 14, 2025
Explore BasketUK Banking Consolidation
Santander's £2.65 billion acquisition of TSB is reshaping the UK banking sector. This collection features companies positioned to benefit from this major consolidation, including direct competitors, potential M&A targets, and the investment banks facilitating these industry-changing deals.
Published: July 2, 2025
Explore BasketBanks Unleash Value
Major US banks are flexing their financial muscle by increasing dividends and launching buyback programs after acing the Fed's annual stress tests. These moves signal strength and confidence, creating opportunities for investors seeking both income and growth.
Published: July 2, 2025
Explore BasketBanks
These carefully selected banking stocks represent the financial institutions that keep the global economy running. Our professional analysts have handpicked these companies for their role in the digital transformation of financial services and their potential for steady returns.
Published: May 28, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Interest-rate sensitivity
Earnings are influenced by net interest margins and rate cycles; higher rates can boost margins but may curb loan demand. Outcomes can vary and are not guaranteed.
Regional footprint
A wide branch network in the eastern and midwestern US supports deposit funding and local commercial lending, though regional downturns can affect results.
Digital and efficiency
Investments in digital channels and cost-efficiency programmes aim to improve returns, but execution risk and competition remain important considerations.
Compare PNC with other stocks
Scotiabank vs PNC
Scotiabank vs PNC: A clear comparison
Nubank vs PNC
Nubank vs PNC: A comparison of two banks
CIBC vs PNC
CIBC vs PNC: A neutral comparison
Why invest with Nemo?
Zero Commission
Trade stocks, ETFs, and more with zero commission. Keep more of your returns.
Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
Discover More Opportunities
Ally Financial Inc.
Ally Financial Inc. is a financial services company that provides banking, lending, insurance, and investing products and services.
Atlantic Union Bankshares Corporation
Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank (the Bank), which provides banking and related financial products and services to consumers and businesses. The Bank has branches and ATMs located in Virginia, Maryland and North Carolina. It operates through two segments: Wholesale Banking and Consumer Banking. Its Wholesale Banking segment provides loan, leasing, and deposit services, as well as treasury management and capital market services to wholesale customers primarily throughout Virginia, Maryland, North Carolina, and South Carolina. These customers include commercial and industrial customers. This segment also includes its equipment finance subsidiary and its wealth management business. Its Consumer Banking segment provides loan and deposit services to consumers and small businesses throughout Virginia, Maryland, and North Carolina. Consumer Banking includes the home loan division and investment management, and advisory services businesses.
Ameris Bancorp
Ameris Bancorp is a bank holding company that provides a range of financial services to its customers through its subsidiary and affiliated banks.
