PennyMac Financial Services Inc
PennyMac Financial Services Inc. is a specialty finance company that provides residential mortgage and other financial services.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying PennyMac's stock with a target price of $131.57, indicating growth potential.
Financial Health
PennyMac is showing strong revenue, cash flow, and profitability, indicating solid overall financial performance.
Dividend
PennyMac's low dividend yield of 0.93% indicates limited returns from dividends. If you invested $1000 you would be paid $9.30 a year in dividends (based on the last 12 months).
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Baskets Featuring PFSI
Fed Pivot Play: Financial Sector's Risk-Reward Trade
An unexpected drop in wholesale prices has increased the likelihood that the Federal Reserve will cut interest rates to support the economy. This potential shift in monetary policy creates opportunities for companies in sectors that are sensitive to lower borrowing costs, such as banking and financial services.
Published: September 11, 2025
Explore BasketThe Next Fed Chair: A Monetary Policy Pivot
President Trump's search for a new Federal Reserve Chair, including private-sector candidates, signals a potential shift in monetary policy. This could create opportunities in interest-rate-sensitive industries, such as banking and housing, if the new leadership prioritizes lower borrowing costs.
Published: August 14, 2025
Explore BasketThe Great Mortgage Privatization
The planned IPOs for mortgage giants Fannie Mae and Freddie Mac signal a historic shift toward privatization in the U.S. housing market. This move stands to benefit not only the investment banks managing the deal but also a wider ecosystem of mortgage lenders and insurers.
Published: August 11, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Mortgage lending mix
PennyMac combines origination, servicing and portfolio investment — diversifying revenue but tying performance to the mortgage cycle and interest rates.
Rate sensitivity
Earnings and servicing values shift with interest rates and prepayment behaviour, making rates a primary driver of short‑term volatility.
Market & credit risk
Exposure to housing trends and borrower credit means downturns can hit volumes and asset quality; investors should expect variability.
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Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
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