Molina Healthcare, Inc.

Molina Healthcare, Inc. (MOH) is a US managed‑care company that primarily serves low‑income families and individuals through Medicaid, Medicare Advantage and health insurance marketplaces. The business model centres on state contracts and capitation payments: Molina receives per‑member payments and manages care to control costs. Key investor metrics include membership trends, revenue per member, medical loss ratio and operating margin. Growth can come from enrolment gains, expansion into new states or product lines, and improved care‑management efficiencies. Risks include regulatory and political changes to programme funding, state contract concentration, reimbursement pressure, and claim‑cost volatility that can compress margins. Market sentiment also reacts to audit findings and reserve adequacy. Market cap is roughly $10.7bn, situating it among mid‑cap health insurers in the US. This summary is for educational purposes only and not personal financial advice — suitability depends on individual circumstances and returns are not guaranteed.