METROCITY BANKSHARES INC

METROCITY BANKSHARES INC

MetroCity Bankshares, Inc. is a bank holding company. It operates through its banking subsidiary, Metro City Bank (the Bank), which is a Georgia state-chartered commercial bank. It offers a suite of loan and deposit products. The Bank operates over 20 full-service branch locations in multi-ethnic communities in Alabama, Florida, Georgia, New York, New Jersey, Texas and Virginia. It offers customary banking services, such as consumer and commercial checking accounts, savings accounts, certificates of deposit, commercial and consumer loans, including single-family residential loans, money transfers and a variety of other banking services. It offers traditional depository products, including checking, savings, money market and certificates of deposits. It also offers a full suite of online banking solutions, including access to account balances, online transfers, online bill payment and electronic delivery of customer statements, and mobile banking solutions for iPhone and Android phones.

Stock Performance Snapshot

Hold

Analyst Rating

Analysts suggest holding MetroCity Bankshares' stock, anticipating a potential increase in value.

Above Average

Financial Health

Metrocity Bankshares is performing well with strong revenue and cash flow, indicating good financial stability.

Average

Dividend

METROCITY BANKSHARES INC offers a stable dividend yield of 3.03%, making it a reasonable choice for dividend-seeking investors. If you invested $1000 you would be paid $8.30 a year in dividends (based on the last 12 months).

Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.

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European Bank Targets: M&A Risks and Opportunities

European Bank Targets: M&A Risks and Opportunities

BBVA's hostile takeover bid for Sabadell has been rejected by the latter's board, signaling a potential wave of mergers and acquisitions in the European banking sector. This theme focuses on financial institutions that could be involved in or benefit from increased M&A activity.

Published: September 12, 2025

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Why Youโ€™ll Want to Watch This Stock

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Interest Margin Focus

Net interest margin and loan growth drive earnings potential, though margins can compress if deposit costs rise or rates shift.

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Asset Quality Check

Loan performance and credit provisioning are key to stability โ€” worsening local economic conditions can increase loan losses.

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Local Market Dynamics

Serving community markets can provide relationship-led growth, but results may be sensitive to regional economic cycles and competition.

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Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

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6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

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