Lakeland Financial Corp

Lakeland Financial Corp

Lakeland Financial Corp (LKFN) is a regional bank holding company with a market capitalisation of about $1.56bn. It operates through a community banking subsidiary offering commercial and consumer loans, deposit accounts and related treasury services. Investors often focus on net interest margin, loan growth, asset quality and efficiency as key drivers of profitability; results can be sensitive to interest-rate movements and the health of local economies. Strengths can include customer deposit stability and relationship lending, while risks include credit losses, competition from larger banks and non-bank lenders, and regulatory oversight. For valuation and comparative purposes, look at price-to-book, return on assets and tangible common equity versus peers. This summary is educational and not personalised investment advice — consider reading the company’s filings, recent results and speak to a qualified adviser to assess suitability for your situation.

Stock Performance Snapshot

Hold

Analyst Rating

Analysts suggest holding Lakeland Financial's stock with a target price of $66.80, indicating moderate optimism.

Above Average

Financial Health

Lakeland Financial Corp shows strong revenue and cash flow, indicating good financial performance.

Average

Dividend

Lakeland Financial Corp's dividend yield of 3.41% indicates a moderate return for investors seeking dividends. If you invested $1000 you would be paid $34.10 a year in dividends (based on the last 12 months).

Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.

Baskets Featuring LKFN

Banking Liquidity Strain: Risks and Resilient Options

Banking Liquidity Strain: Risks and Resilient Options

U.S. banks have significantly increased their borrowing from the Fed's emergency lending facility, signaling potential stress in short-term funding markets. This theme focuses on resilient financial institutions and technology providers that can help navigate or benefit from these tightening liquidity conditions.

Published: October 16, 2025

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Why You’ll Want to Watch This Stock

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Rates and margins

Net interest margin is central to earnings: rising rates can lift margins but may slow loan demand; performance can vary by cycle.

Local lending dynamics

Relationship lending and deposit loyalty support stability, though local economic weakness can raise credit risk and reduce growth.

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Capital and credit quality

Monitor capital ratios, non-performing loans and provisioning to assess resilience; weaker credit trends can hit capital and earnings.

Compare Lakeland Financial with other stocks

Columbia FinancialLakeland Financial

Columbia Financial vs Lakeland Financial

Columbia Financial vs Lakeland Financial

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Nuveen S&P 500 Buy-Write Income Fund vs Lakeland Financial

Nuveen S&P 500 Buy-Write Income Fund vs Lakeland Financial

Lakeland FinancialGerman American Bancorp

Lakeland Financial vs German American Bancorp

Lakeland Financial vs German American Bancorp

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