KB Financial Group, Inc.
KB Financial Group, Inc. (KB) is a South Korea–based financial holding company with a market capitalisation of about $30.87 billion. Its core business is retail and corporate banking through Kookmin Bank, complemented by operations in securities, insurance and asset management. Investors should know KB has a broad domestic franchise and diversified revenue streams, but remains materially exposed to the South Korean economy, interest-rate cycles and regulatory developments. Key strengths include scale, a large deposit base and fee-income opportunities; key risks include credit cycles, market competition and concentration in one market. KB has historically returned capital via dividends, though payouts depend on earnings and regulatory limits. This summary is for general educational purposes only and does not constitute personal investment advice. Values can rise and fall and past performance is not a reliable indicator of future results — consider your objectives and seek independent advice if unsure.
Why It's Moving
KB Financial Group Delivers Stellar Q1 Results with Record Profits and Aggressive Shareholder Returns
KB Financial Group reported robust 2025 Q1 earnings, achieving a net profit of KRW1.6973 trillion amid recovering fundamentals and balanced growth across banking and nonbank units. The board approved a KRW912 per share dividend—up KRW108 from last quarter—and a KRW300 billion share buyback, signaling confidence in navigating market volatility while rewarding investors.[1]
- Q1 net profit hit KRW1.6973 trillion, boosted by fading ELS provisioning effects and nonbank subsidiaries contributing 42% of group earnings through strong securities, insurance, and WM performance.[1]
- Gross operating profit reached a record KRW4.6 trillion, driven by balanced interest and noninterest income growth, with noninterest income surging to KRW1.292 trillion on improved securities results amid falling market rates.[1]
- Board resolutions include KRW912 quarterly cash dividend and KRW300 billion share buyback with cancellation, enhancing shareholder value and flexibility against volatilities.[1]
KB Financial Group Delivers Stellar Q1 Results with Record Profits and Aggressive Shareholder Returns
KB Financial Group reported robust 2025 Q1 earnings, achieving a net profit of KRW1.6973 trillion amid recovering fundamentals and balanced growth across banking and nonbank units. The board approved a KRW912 per share dividend—up KRW108 from last quarter—and a KRW300 billion share buyback, signaling confidence in navigating market volatility while rewarding investors.[1]
- Q1 net profit hit KRW1.6973 trillion, boosted by fading ELS provisioning effects and nonbank subsidiaries contributing 42% of group earnings through strong securities, insurance, and WM performance.[1]
- Gross operating profit reached a record KRW4.6 trillion, driven by balanced interest and noninterest income growth, with noninterest income surging to KRW1.292 trillion on improved securities results amid falling market rates.[1]
- Board resolutions include KRW912 quarterly cash dividend and KRW300 billion share buyback with cancellation, enhancing shareholder value and flexibility against volatilities.[1]
Stock Performance Snapshot
Analyst Rating
Analysts strongly recommend buying KB Financial Group's stock, predicting it could rise significantly.
Financial Health
KB Financial Group is performing well, showing strong revenue, cash flow, and profitability indicators.
Dividend
KB Financial Group's dividend yield of 2.86% offers a moderate return for income-focused investors. If you invested $1000 you would be paid $28.60 a year in dividends (based on the last 12 months).
View more stocks by downloading the app for FREE
It only takes 60 seconds.
Baskets Featuring KB
Asian Banking M&A: What's Next After HSBC Deal
HSBC's proposed $37.36 billion buyout of Hang Seng Bank signals a major consolidation event in Hong Kong's financial industry. This strategic move to take the bank private could catalyze further mergers and acquisitions, creating opportunities for other dominant banking institutions in the Asia-Pacific region.
Published: October 9, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Domestic Retail Strength
KB’s large retail deposit base and branch network support stable funding and fee income, though results can vary with economic cycles and competition.
Korean Market Exposure
Most revenues are generated in South Korea, so growth, housing markets and regulation in that market materially affect performance; this concentration adds risk.
Digital and Innovation
Investments in digital banking and fintech partnerships could improve efficiency and attract younger customers, but execution and technology costs present risks.
Compare KB Financial Group with other stocks
State Street vs KB Financial Group
State Street vs KB Financial Group
Arch Capital vs KB Financial Group
Arch Capital vs KB Financial Group: a comparison
Raymond James vs KB Financial Group
Raymond James vs KB Financial Group
Why invest with Nemo?
Zero Commission
Trade stocks, ETFs, and more with zero commission. Keep more of your returns.
Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
Discover More Opportunities
Ally Financial Inc.
Ally Financial Inc. is a financial services company that provides banking, lending, insurance, and investing products and services.
Ameris Bancorp
Ameris Bancorp is a bank holding company that provides a range of financial services to its customers through its subsidiary and affiliated banks.
Atlantic Union Bankshares Corporation
Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank (the Bank), which provides banking and related financial products and services to consumers and businesses. The Bank has branches and ATMs located in Virginia, Maryland and North Carolina. It operates through two segments: Wholesale Banking and Consumer Banking. Its Wholesale Banking segment provides loan, leasing, and deposit services, as well as treasury management and capital market services to wholesale customers primarily throughout Virginia, Maryland, North Carolina, and South Carolina. These customers include commercial and industrial customers. This segment also includes its equipment finance subsidiary and its wealth management business. Its Consumer Banking segment provides loan and deposit services to consumers and small businesses throughout Virginia, Maryland, and North Carolina. Consumer Banking includes the home loan division and investment management, and advisory services businesses.
