INTERCORP FINANCIAL SERVICES

INTERCORP FINANCIAL SERVICES

Intercorp Financial Services (IFS) is a Peru-based financial holding company with diversified operations across retail and commercial banking, insurance, asset management and consumer finance. It is primarily exposed to the Peruvian economy and aims to capture growth from rising financial inclusion, digital banking adoption and expanding credit demand. Investors should note IFS’s market-cap (~$4.55bn) and that its performance is influenced by domestic GDP growth, interest-rate cycles, credit-quality trends and regulatory shifts. Currency movements (the sol versus major currencies) and concentration in a single-country market can add volatility. Financial results tend to reflect loan book performance, net interest margins and fee income from non-bank services. For longer-term investors, monitoring loan-loss provisions, capital adequacy, deposit growth and digital strategy execution can provide useful signals. This summary is for general education only and not personalised advice; values can fall as well as rise, and past performance is not a guide to future returns.

Stock Performance Snapshot

Above Average

Financial Health

Intercorp Financial Services is performing well with strong revenue and cash flow, indicating solid financial health.

Average

Dividend

INTERCORP FINANCIAL SERVICES' dividend yield of 2.74% offers a reasonable return for investors seeking dividend income. If you invested $1000 you would be paid $27.40 a year in dividends (based on the last 12 months).

Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.

Baskets Featuring IFS

Inflation-Resistant Investments | Core PCE at 2.9%

Inflation-Resistant Investments | Core PCE at 2.9%

The Federal Reserve's key inflation metric remained elevated at 2.9%, signaling that the fight against rising prices is ongoing. This creates a potential investment opportunity in companies that can thrive in a high-inflation, high-interest-rate environment.

Published: September 28, 2025

Explore Basket
Fed Pivot Play: Financial Sector's Risk-Reward Trade

Fed Pivot Play: Financial Sector's Risk-Reward Trade

An unexpected drop in wholesale prices has increased the likelihood that the Federal Reserve will cut interest rates to support the economy. This potential shift in monetary policy creates opportunities for companies in sectors that are sensitive to lower borrowing costs, such as banking and financial services.

Published: September 11, 2025

Explore Basket
Fed Rate Policy 2025: Inflation-Resistant Stocks

Fed Rate Policy 2025: Inflation-Resistant Stocks

The Federal Reserve is holding interest rates steady, prioritizing the fight against tariff-driven inflation over employment risks. This creates an investment opportunity in companies that are well-equipped to handle a high-interest-rate environment and persistent inflation.

Published: August 22, 2025

Explore Basket
Riding The Remittance M&A Wave

Riding The Remittance M&A Wave

Western Union's acquisition of Intermex for $500 million signals a major consolidation in the cross-border remittance market. This theme focuses on other payment and remittance companies that could benefit from this industry trend, either as potential acquisition targets or as key partners for larger players.

Published: August 11, 2025

Explore Basket
Islamic Finance Leaders

Islamic Finance Leaders

This carefully selected group of stocks represents companies at the forefront of Sharia-compliant finance. Our professional analysts have identified these opportunities based on their adherence to Islamic principles while meeting strong financial criteria.

Published: June 18, 2025

Explore Basket

Why You’ll Want to Watch This Stock

πŸ“ˆ

Banking Growth Drivers

Retail lending and digital adoption can support loan and deposit growth, though credit cycles and interest-rate swings influence outcomes.

🌍

Country Concentration

Heavy exposure to Peru means returns track domestic conditions and currency moves; diversification benefits are limited compared with multinational banks.

⚑

Earnings Sensitivities

Profitability depends on net interest margins, fee income and loan-loss provisions; regulatory or macro shocks can quickly affect results.

Compare Intercorp Financial Services with other stocks

Main Street CapitalIntercorp Financial Services

Main Street Capital vs Intercorp Financial Services

Main Street Capital vs Intercorp Financial Services

MoelisIntercorp Financial Services

Moelis vs Intercorp Financial Services

Moelis vs Intercorp Financial Services

Credit AcceptanceIntercorp Financial Services

Credit Acceptance vs Intercorp Financial Services

Credit Acceptance vs Intercorp Financial Services

Why invest with Nemo?

Nemo Logo Fade
πŸ†“

Zero Commission

Trade stocks, ETFs, and more with zero commission. Keep more of your returns.

πŸ”’

Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

πŸ’°

6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

Discover More Opportunities

ALLY

Ally Financial Inc.

Ally Financial Inc. is a financial services company that provides banking, lending, insurance, and investing products and services.

ABCB

Ameris Bancorp

Ameris Bancorp is a bank holding company that provides a range of financial services to its customers through its subsidiary and affiliated banks.

AUB

Atlantic Union Bankshares Corporation

Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank (the Bank), which provides banking and related financial products and services to consumers and businesses. The Bank has branches and ATMs located in Virginia, Maryland and North Carolina. It operates through two segments: Wholesale Banking and Consumer Banking. Its Wholesale Banking segment provides loan, leasing, and deposit services, as well as treasury management and capital market services to wholesale customers primarily throughout Virginia, Maryland, North Carolina, and South Carolina. These customers include commercial and industrial customers. This segment also includes its equipment finance subsidiary and its wealth management business. Its Consumer Banking segment provides loan and deposit services to consumers and small businesses throughout Virginia, Maryland, and North Carolina. Consumer Banking includes the home loan division and investment management, and advisory services businesses.

Frequently asked questions