HERITAGE COMMERCE CORP
Heritage Commerce Corp (HTBK) is a US regional bank holding company with a market capitalisation around $610.2m that operates through community-focused banking services for consumers and small to mid-sized businesses. Investors should know it generates revenue mainly from net interest margin on loans and fees from deposit and treasury services, making its profitability sensitive to lending volumes, loan credit quality and interest-rate movements. As a banking stock, HTBK is subject to regulatory oversight, economic cycles and local market conditions; growth can come from loan book expansion, higher rates or improved deposit pricing but may be offset by credit losses or funding pressure. This summary is for educational purposes only and is not personalised advice. Potential investors should review the company’s regulatory filings, recent financials and speak to a financial adviser to assess suitability for their own risk profile and investment goals.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying Heritage Commerce Corp's stock with a target price of $10.67, indicating growth potential.
Financial Health
Heritage Commerce Corp is achieving strong revenue and cash flow, indicating solid financial performance.
Dividend
Heritage Commerce Corp's dividend yield of 5.45% is appealing for those seeking dividend income. If you invested $1000 you would be paid $54.50 a year in dividends (based on the last 12 months).
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Published: October 10, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Interest-rate sensitivity
Earnings depend on net interest margins and funding costs; rising rates can help margins but also raise borrower stress, so outcomes can vary.
Local market focus
As a regional bank, performance ties closely to local economic conditions and loan demand, so regional cycles matter.
Credit quality watch
Loan portfolio health and non-performing assets are key indicators to monitor; improving originations can be offset by higher defaults.
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