HERITAGE COMMERCE CORP

HERITAGE COMMERCE CORP

Heritage Commerce Corp is a bank holding company for its wholly owned subsidiary, Heritage Bank of Commerce (the Bank). The Bank offers a full line of banking services and products to business and individual clients, with a focus on small and medium-sized business and their owners, managers and employees. Its lending activities are diversified and include commercial, real estate, construction and land development, consumer and small business administration (SBA) guaranteed loans. The Bank offers a range of deposit products for business banking and retail markets. It offers a multitude of other products and services to complement its lending and deposit services. Through its Bank subsidiary, CSNK Working Capital Finance Corp., the Company provides factoring financing throughout the United States. Its operations are located in the general San Francisco Bay Area of California in the counties of Alameda, Contra Costa, Marin, San Benito, San Francisco, San Mateo, and Santa Clara.

Stock Performance Snapshot

Buy

Analyst Rating

Analysts recommend buying Heritage Commerce Corp's stock with a target price of $10.67, indicating growth potential.

Above Average

Financial Health

Heritage Commerce Corp is achieving strong revenue and cash flow, indicating solid financial performance.

Above Average

Dividend

Heritage Commerce Corp's dividend yield of 5.45% is appealing for those seeking dividend income. If you invested $1000 you would be paid $54.50 a year in dividends (based on the last 12 months).

Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.

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Why You’ll Want to Watch This Stock

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Interest-rate sensitivity

Earnings depend on net interest margins and funding costs; rising rates can help margins but also raise borrower stress, so outcomes can vary.

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Local market focus

As a regional bank, performance ties closely to local economic conditions and loan demand, so regional cycles matter.

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Credit quality watch

Loan portfolio health and non-performing assets are key indicators to monitor; improving originations can be offset by higher defaults.

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Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

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6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

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