HERITAGE FINANCIAL CORP
Heritage Financial Corporation (HFWA) is a US regional bank holding company with a market capitalisation of about $776.5 million. It operates a community‑bank model, offering deposit accounts, commercial lending (including commercial real estate and small business loans), mortgage services and cash‑management solutions. Investors should note that performance is driven by loan growth, net interest margin, deposit costs and local economic conditions in its primary markets. As a smaller regional bank, HFWA can benefit from close customer relationships and niche lending, but it is also more exposed to concentration risks, interest‑rate swings and regulatory costs than larger national banks. Key metrics to watch include credit quality, loan portfolio mix, deposit stability, capital ratios and efficiency measures. This summary is for general educational purposes only and not personal investment advice; values can fall as well as rise, and you should consider your circumstances or consult a regulated adviser.
Stock Performance Snapshot
Analyst Rating
Analysts suggest holding Heritage Financial Corp's stock, anticipating it could rise to $29.4.
Financial Health
Heritage Financial Corp is performing well, showing strong revenue and cash flow generation.
Dividend
Heritage Financial Corp's dividend yield of 3.81% offers a decent return for those seeking regular dividend payments. If you invested $1000 you would be paid $38.10 a year in dividends (based on the last 12 months).
View more stocks by downloading the app for FREE
It only takes 60 seconds.
Baskets Featuring HFWA
Hang Seng Deal Explained | Regional Banking Dynamics
HSBC has proposed a multi-billion dollar deal to take Hang Seng Bank private, signaling a major investment in the Hong Kong financial market. This strategic move could trigger a wave of consolidation, creating opportunities among other regional banks and financial institutions poised for growth or acquisition.
Published: October 10, 2025
Explore BasketRegulatory Relief for Big Banks
This carefully selected group of stocks focuses on banking institutions that could benefit from the Federal Reserve's proposal to ease regulatory standards. These companies are positioned to see reduced compliance costs and fewer operational restrictions, potentially boosting their profitability and stock performance.
Published: July 14, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Margin Drivers
Net interest margin and loan growth drive earnings; rising rates can widen margins but also raise funding costs, so outcomes may vary.
Local Lending Focus
A community‑bank model emphasises relationship lending to small businesses and CRE, offering niche advantages but with regional concentration risks.
Monitor Key Metrics
Watch credit quality, deposit stability and capital ratios to assess resilience — remember past performance is not a guarantee of future results.
Compare Heritage Financial with other stocks
MidWestOne vs Heritage Financial
MidWestOne vs Heritage Financial
Heritage Financial vs BlackRock Resources & Commodities Strategy Trust
Heritage Financial vs BlackRock Resources & Commodities Strategy Trust
Heritage Financial vs abrdn Healthcare Opportunities Fund
Heritage Financial vs abrdn Healthcare Opportunities Fund
Why invest with Nemo?
Zero Commission
Trade stocks, ETFs, and more with zero commission. Keep more of your returns.
Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
Discover More Opportunities
Ally Financial Inc.
Ally Financial Inc. is a financial services company that provides banking, lending, insurance, and investing products and services.
Ameris Bancorp
Ameris Bancorp is a bank holding company that provides a range of financial services to its customers through its subsidiary and affiliated banks.
Atlantic Union Bankshares Corporation
Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank (the Bank), which provides banking and related financial products and services to consumers and businesses. The Bank has branches and ATMs located in Virginia, Maryland and North Carolina. It operates through two segments: Wholesale Banking and Consumer Banking. Its Wholesale Banking segment provides loan, leasing, and deposit services, as well as treasury management and capital market services to wholesale customers primarily throughout Virginia, Maryland, North Carolina, and South Carolina. These customers include commercial and industrial customers. This segment also includes its equipment finance subsidiary and its wealth management business. Its Consumer Banking segment provides loan and deposit services to consumers and small businesses throughout Virginia, Maryland, and North Carolina. Consumer Banking includes the home loan division and investment management, and advisory services businesses.
