HCI Group Inc
HCI Group Inc (HCI) is a US property and casualty insurance holding company primarily focused on homeowners and dwelling fire coverage in hurricane‑exposed markets, with a market capitalisation of about $2.55 billion. Investors should watch its underwriting performance, premium growth, reinsurance arrangements and reserve adequacy — these drive profitability alongside investment income. The company’s earnings can be volatile due to catastrophe losses, particularly from tropical storms and hurricanes, and regulatory or rate‑setting changes in key states. Capital management, access to reinsurance and claims handling are key operational levers. For long‑term investors, HCI offers exposure to insurance economics and pricing cycles, but it also carries concentration and event risk. This summary is educational and not personal investment advice; insurance shares can fall as well as rise and past performance is not a reliable guide to the future. Consider your risk tolerance and diversify appropriately.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying HCI Group Inc's stock with a target price of $221.25, indicating growth potential.
Financial Health
HCI Group Inc shows strong revenue and cash flow, indicating good financial performance.
Dividend
HCI Group's dividend yield of 0.94% is relatively low, indicating limited income potential from dividends. If you invested $1000, you would be paid $9.40 a year in dividends (based on the last 12 months).
View more stocks by downloading the app for FREE
It only takes 60 seconds.
Baskets Featuring HCI
Climate-Risk Underwriters
These innovative companies are turning climate uncertainty into a measurable market opportunity. Our analysts have carefully selected insurtech pioneers who use advanced data and AI to manage environmental risks that traditional insurers avoid.
Published: June 17, 2025
Explore BasketExtreme-Weather Insurance Innovators
This collection features forward-thinking companies using cutting-edge technology to insure against catastrophic weather events. As climate-related disasters become more frequent, these specialized insurers and data providers are positioned to become essential components of the global risk management landscape.
Published: June 17, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Underwriting dynamics
Premium rates, claims frequency and reserve strength directly influence profitability; stronger underwriting can help but performance may vary with catastrophe events.
Geographic concentration
Heavy exposure to hurricane‑prone states can boost growth in benign years but raises volatility when storms occur; reinsurance and capital planning matter.
Event‑driven volatility
Quarterly results can swing after large losses; investors should weigh potential returns against the risk of sharp earnings and capital fluctuations.
Compare HCI Group with other stocks
HCI Group vs TowneBank
HCI Group vs TowneBank: a straightforward comparison
HCI Group vs Bank of Hawaii
HCI Group vs Bank of Hawaii
HCI Group vs Goosehead Insurance
HCI Group vs Goosehead Insurance
Why invest with Nemo?
Zero Commission
Trade stocks, ETFs, and more with zero commission. Keep more of your returns.
Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
Discover More Opportunities
Aon plc
Aon PLC is a professional services firm providing risk, retirement and health solutions to organizations around the world.
Arthur J Gallagher & Co.
Provides insurance and risk management services to individuals,families, and businesses worldwide.
AFLAC Inc.
Aflac provides supplemental health insurance products.
