Huntington Bancshares Incorporated
Huntington Bancshares (HBAN) is a regional US bank headquartered in Columbus, Ohio, offering commercial and consumer banking, deposit-taking, lending and payment services. Investors should know it earns most income from net interest margin on loans and interest-earning assets, plus fees from payments and wealth services, making its profitability sensitive to interest-rate moves and loan growth. With a market capitalisation of about $24.96 billion, Huntington has pursued scale through targeted acquisitions and technology investment to modernise customer-facing platforms. Key considerations include credit quality trends across commercial and consumer portfolios, funding costs and deposit stability, as well as regulatory and economic cycles that affect lending demand. The information here is educational and not personal advice; banking stocks can be cyclical and carry capital, credit and market risks. Consider time horizon, diversification and risk tolerance before investing, and consult a regulated adviser if you need personalised guidance.
Why It's Moving
Huntington Bancshares cuts prime rate to 6.75%, signaling Fed rate relief for borrowers.
Huntington Bancshares announced a prime rate reduction from 7.00% to 6.75%, effective December 11, mirroring broader monetary easing that lowers borrowing costs for customers.[1][2] This move, following the bank's prior cut in October, underscores its responsiveness to shifting interest rate dynamics amid regional banking trends.
- Prime rate drops 25 basis points to 6.75%, easing loan rates for consumers and businesses while pressuring net interest margins.[1][2]
- CEO Steve Steinour and CFO Zach Wasserman presented at Goldman Sachs Financial Services Conference on December 10, outlining business trends and strategic growth.[3]
- New South Euclid branch opens December 14 with community events, bolstering local presence amid pending Cadence Bank acquisition for Texas expansion.[5]
Huntington Bancshares cuts prime rate to 6.75%, signaling Fed rate relief for borrowers.
Huntington Bancshares announced a prime rate reduction from 7.00% to 6.75%, effective December 11, mirroring broader monetary easing that lowers borrowing costs for customers.[1][2] This move, following the bank's prior cut in October, underscores its responsiveness to shifting interest rate dynamics amid regional banking trends.
- Prime rate drops 25 basis points to 6.75%, easing loan rates for consumers and businesses while pressuring net interest margins.[1][2]
- CEO Steve Steinour and CFO Zach Wasserman presented at Goldman Sachs Financial Services Conference on December 10, outlining business trends and strategic growth.[3]
- New South Euclid branch opens December 14 with community events, bolstering local presence amid pending Cadence Bank acquisition for Texas expansion.[5]
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying Huntington Bancshares stock, expecting its price to rise to $20.03.
Financial Health
Huntington Bancshares is performing well with strong revenue and cash flow, indicating solid financial health.
Dividend
Huntington Bancshares offers a dividend yield of 3.48%, making it a reasonable choice for dividend-seeking investors. If you invested $1000 you would be paid $36.20 a year in dividends (based on the last 12 months).
View more stocks by downloading the app for FREE
It only takes 60 seconds.
Baskets Featuring HBAN
Bank M&A Activity Overview: Consolidation Wave
Fifth Third's $10.9 billion acquisition of Comerica creates a new top-ten U.S. bank, signaling a potential wave of consolidation in the regional banking sector. This theme identifies other mid-sized regional banks that could become prime candidates for similar mergers or acquisitions as the industry continues to scale up.
Published: October 10, 2025
Explore BasketBanking On The Fed's Rate Hold
The Federal Reserve's decision to maintain current interest rates, despite political pressure, signals a commitment to managing inflation. This creates an investment opportunity in companies that benefit from a stable and higher interest rate environment, such as banks and other financial services firms.
Published: July 30, 2025
Explore BasketBanking On Shareholder Returns
Bank of America's new $40 billion stock buyback program highlights a broader trend of major financial institutions returning capital to shareholders. This theme identifies other large banks that may follow suit, offering similar buyback or dividend-based value.
Published: July 24, 2025
Explore BasketRegulatory Relief for Big Banks
This carefully selected group of stocks focuses on banking institutions that could benefit from the Federal Reserve's proposal to ease regulatory standards. These companies are positioned to see reduced compliance costs and fewer operational restrictions, potentially boosting their profitability and stock performance.
Published: July 14, 2025
Explore BasketCommunity Banking Catalyst
This carefully selected group of stocks features regional and community banks positioned to benefit from the FDIC's proposed simplification of the Community Reinvestment Act. Our professional analysts identified these financial institutions as potentially gaining from reduced regulatory burdens, which could boost lending capacity and shareholder value.
Published: July 14, 2025
Explore BasketBanks Unleash Value
Major US banks are flexing their financial muscle by increasing dividends and launching buyback programs after acing the Fed's annual stress tests. These moves signal strength and confidence, creating opportunities for investors seeking both income and growth.
Published: July 2, 2025
Explore BasketBanks
These carefully selected banking stocks represent the financial institutions that keep the global economy running. Our professional analysts have handpicked these companies for their role in the digital transformation of financial services and their potential for steady returns.
Published: May 28, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Steady regional lending
Huntington's core income comes from commercial and consumer lending, which can benefit from loan growth but is vulnerable to credit cycles and local economic weakness.
Earnings drivers
Net interest margin, fee income and cost control shape profitability; these are influenced by interest rates and funding costs, so outcomes can vary.
Macro and regulation
Performance is sensitive to macroeconomic conditions and regulatory oversight; investors should monitor credit trends and deposit stability as part of risk assessment.
Compare Huntington with other stocks
Synchrony vs Huntington
Synchrony vs Huntington: a stock comparison
Cboe Global Markets vs Huntington
Cboe Global Markets vs Huntington: stock comparison
Markel Group vs Huntington
Markel Group vs Huntington
Why invest with Nemo?
Zero Commission
Trade stocks, ETFs, and more with zero commission. Keep more of your returns.
Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
Discover More Opportunities
Ally Financial Inc.
Ally Financial Inc. is a financial services company that provides banking, lending, insurance, and investing products and services.
Ameris Bancorp
Ameris Bancorp is a bank holding company that provides a range of financial services to its customers through its subsidiary and affiliated banks.
Atlantic Union Bankshares Corporation
Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank (the Bank), which provides banking and related financial products and services to consumers and businesses. The Bank has branches and ATMs located in Virginia, Maryland and North Carolina. It operates through two segments: Wholesale Banking and Consumer Banking. Its Wholesale Banking segment provides loan, leasing, and deposit services, as well as treasury management and capital market services to wholesale customers primarily throughout Virginia, Maryland, North Carolina, and South Carolina. These customers include commercial and industrial customers. This segment also includes its equipment finance subsidiary and its wealth management business. Its Consumer Banking segment provides loan and deposit services to consumers and small businesses throughout Virginia, Maryland, and North Carolina. Consumer Banking includes the home loan division and investment management, and advisory services businesses.
