Guild Holdings Co

Guild Holdings Co

Guild Holdings Company is a mortgage company. The Company is engaged in providing residential mortgage products and local in-house origination and servicing. Its segments include Origination and Servicing. The Origination segment operates its loan origination business throughout the United States. The Origination segment is responsible for loan origination, acquisition and sale activities. The Servicing segment provides a steady stream of cash flow to support the origination segment. The Servicing segment is responsible for the servicing activities of all loans in the Company’s servicing portfolio, which includes collection and remittance of loan payments, managing borrower’s impound accounts for taxes and insurance, loan payoffs, loss mitigation and foreclosure activities. It has developed its in-house servicing platform. Servicing segment is based out of its servicing center in San Diego, California, and it is a licensed mortgage servicer in 49 states and the District of Columbia.

Stock Performance Snapshot

Hold

Analyst Rating

Analysts suggest keeping Guild Holdings stock as it may not significantly rise or fall soon.

Above Average

Financial Health

Guild Holdings Co is performing well with solid revenue and cash flow, indicating strong financial stability.

Average

Dividend

Guild Holdings Co's average dividend yield of 3.75% makes it a reasonable option for dividend-seeking investors. If you invested $1000 you would be paid $37.50 a year in dividends (based on the last 12 months).

Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.

Baskets Featuring GHLD

The Great Mortgage Privatization

The Great Mortgage Privatization

The planned IPOs for mortgage giants Fannie Mae and Freddie Mac signal a historic shift toward privatization in the U.S. housing market. This move stands to benefit not only the investment banks managing the deal but also a wider ecosystem of mortgage lenders and insurers.

Published: August 11, 2025

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Why You’ll Want to Watch This Stock

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Rate Sensitivity

Performance tracks mortgage-rate cycles β€” origination volumes and margins move with rates, while servicing values can behave differently; past performance is not guaranteed.

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Housing Demand Drivers

Purchase activity, demographics and local supply shape growth prospects, though economic slowdowns or rate shocks can quickly reduce volumes.

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Operational Execution

Underwriting quality, cost control and servicing efficiency influence profitability; regulatory compliance and technology investment are also important.

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Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

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6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

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