First Merchants Corp
First Merchants Corporation (ticker FRME) is a regional bank holding company headquartered in Indiana that operates community banks and provides commercial and consumer lending, deposit services and treasury management across several Midwestern states. With a market capitalisation around $2.13 billion, it concentrates on relationship banking for local businesses and households, aiming for steady loan growth and fee income. Key factors for investors include net interest margin trends, credit quality, deposit stability and capital ratios — all of which are sensitive to interest‑rate cycles and local economic conditions. The group has pursued modest expansion through a mix of organic growth and selective acquisitions while maintaining dividend distributions. That said, performance can vary with economic cycles, regulatory change and sector concentration risks. This information is educational and not personalised investment advice; investors should review up‑to‑date financial reports, consider their risk tolerance and consult a financial professional before making decisions.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying First Merchants stock with a target price of $45.33, indicating growth potential.
Financial Health
First Merchants Corp is generating strong revenue and cash flow, indicating solid financial performance.
Dividend
First Merchants Corp's dividend yield of 3.44% offers a reasonable return for dividend-seeking investors. If you invested $1000 you would be paid $34.90 a year in dividends (based on the last 12 months).
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Baskets Featuring FRME
Bank M&A Activity Overview: Consolidation Wave
Fifth Third's $10.9 billion acquisition of Comerica creates a new top-ten U.S. bank, signaling a potential wave of consolidation in the regional banking sector. This theme identifies other mid-sized regional banks that could become prime candidates for similar mergers or acquisitions as the industry continues to scale up.
Published: October 10, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Regional banking exposure
Provides access to Midwestern community banking through lending and deposits, offering local relationship banking benefits though performance can track regional cycles.
Income and dividends
Has a history of dividend payments that may interest income seekers, but dividends depend on earnings and capital and are not guaranteed.
Rate and credit drivers
Profitability is driven by net interest margins and loan-loss provisions; rising rates can boost margins but also raise credit stress for some borrowers.
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