FIRST BANK/HAMILTON NJ
FIRST BANK (ticker: FRBA) is a small regional bank headquartered in Hamilton, New Jersey, offering commercial and consumer lending, deposit accounts and related banking services to local customers and businesses. With a market capitalisation of around $388 million, the company gives investors exposure to a community-focused banking model where performance is tied closely to the local economy and loan portfolio quality. Key considerations include sensitivity to interest-rate cycles, credit conditions in the bank’s geographic footprint and regulatory oversight that affects capital and liquidity. Smaller banks can offer growth potential but also tend to be more volatile and have greater concentration risk than larger national peers. This summary is educational and not financial advice: values can fall as well as rise, and outcomes are uncertain. Investors should consider diversification, their time horizon and risk tolerance, and consult a qualified adviser for personalised guidance before investing in regional banking stocks like FRBA.
Stock Performance Snapshot
Analyst Rating
Analysts suggest buying First Bank's stock, expecting its value to rise to $17.
Financial Health
First Bank is performing well with strong revenue and cash flow, indicating solid financial stability.
Dividend
FIRST BANK/HAMILTON NJ's dividend yield of 1.62% offers a modest return for investors seeking dividend income. If you invested $1000 you would be paid $24 a year in dividends (based on the last 12 months).
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Baskets Featuring FRBA
Banking On The Fed's Rate Hold
The Federal Reserve's decision to maintain current interest rates, despite political pressure, signals a commitment to managing inflation. This creates an investment opportunity in companies that benefit from a stable and higher interest rate environment, such as banks and other financial services firms.
Published: July 30, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Local lending focus
Concentration on community and commercial loans can drive growth when local economies are strong, though it can increase exposure to regional downturns.
Interest-rate sensitivity
Net interest margins and profit are affected by rate moves and yield curve changes; this can boost or pressure earnings depending on the rate environment.
Small-cap profile
With a market cap under $400M, FRBA may offer distinct opportunities and higher volatility; suitable for investors who accept greater company-specific risk.
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