Fidelity National Financial, Inc.

Fidelity National Financial, Inc. (FNF) is a US-based provider of title insurance, transaction services and related technology to the real-estate and mortgage industries. With a market capitalisation around $15.35bn, FNF earns revenue from title insurance premiums, escrow and closing services, mortgage technology and ancillary fees. Its results are cyclical and closely linked to housing activity, mortgage originations and interest-rate moves: stronger home sales and refinancing typically support revenue, while downturns, falling prices or regulatory shifts can reduce volumes and margins. Key metrics for investors include title premiums, underwriting margins, loss reserves, and transaction volumes. Management’s capital-allocation choices—acquisitions, reinvestment, buybacks or dividends—also influence returns. This summary is for general educational purposes only and not personalised financial advice; investors should assess whether the company suits their objectives and risk tolerance and consult a qualified adviser before acting.