FLUSHING FINANCIAL CORP
Flushing Financial Corp (FFIC) is the holding company for Flushing Bank, a regional commercial bank serving the New York metropolitan area with deposit, lending, mortgage and other banking services. With a market capitalisation around $445m, FFIC is a relatively small-cap, community-focused bank where local lending relationships and deposit stability matter. Investors should consider interest-rate sensitivity — net interest margins can expand in rising-rate environments but compress if rates fall — and monitor credit quality as commercial real estate and small-business portfolios can be cyclical. Regulatory capital, loan-loss reserves and deposit trends are key fundamentals to watch. The stock may appeal to investors seeking regional-bank exposure or potential income, but share prices can be volatile and dividends are not guaranteed. This summary provides general information for education — not personalised investment advice. Consider diversification and, if unsure, consult a financial adviser about suitability for your goals and risk tolerance.
Stock Performance Snapshot
Analyst Rating
Analysts suggest keeping Flushing Financial's stock as it is valued near its target price.
Financial Health
Flushing Financial Corp has stable revenue and cash flow, but lower earnings indicate potential risks.
Dividend
Flushing Financial Corp's dividend yield of 5.7% is appealing for income-seeking investors. If you invested $1000, you would be paid $57 a year in dividends (based on the last 12 months).
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Explore BasketWhy You’ll Want to Watch This Stock
Regional loan growth
Local lending activity drives revenue for community banks; watch loan demand and credit performance, though cycles can cause volatility.
Local market focus
A concentrated New York footprint means strong local relationships but greater exposure to regional economic swings.
Interest-rate impacts
Net interest margins can widen when rates rise and compress when they fall, affecting profitability; regulatory and credit trends also matter.
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