First Financial Bancorp
First Financial Bancorp (FFBC) is a US regional bank that provides deposit, lending, treasury and wealth-management services to individuals and small-to-medium businesses. With a market capitalisation around $2.33bn, it is sensitive to changes in interest rates, loan demand and deposit flows — factors that tend to drive profitability for banks of its size. Investors should watch net interest margin, loan growth, asset quality and capital ratios as primary indicators of financial health, while also noting competition from larger banks and fintech entrants. Regional banks can offer local market knowledge but also face cyclical credit risk. This summary is for general educational purposes only and is not personal financial advice; values can rise and fall and past performance does not guarantee future results. Consider your own risk tolerance and consult a financial adviser before making investment decisions.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying First Financial Bancorp's stock with a target price of $30.4, indicating growth potential.
Financial Health
First Financial Bancorp is showing solid revenue, cash flow, and profit generation, indicating a strong financial position.
Dividend
First Financial Bancorp's dividend yield of 3.79% is decent, offering steady income for investors seeking dividends. If you invested $1000 you would be paid $37.60 a year in dividends (based on the last 12 months).
View more stocks by downloading the app for FREE
It only takes 60 seconds.
Baskets Featuring FFBC
Bank M&A Activity Overview: Consolidation Wave
Fifth Third's $10.9 billion acquisition of Comerica creates a new top-ten U.S. bank, signaling a potential wave of consolidation in the regional banking sector. This theme identifies other mid-sized regional banks that could become prime candidates for similar mergers or acquisitions as the industry continues to scale up.
Published: October 10, 2025
Explore BasketBanking On The Fed's Rate Hold
The Federal Reserve's decision to maintain current interest rates, despite political pressure, signals a commitment to managing inflation. This creates an investment opportunity in companies that benefit from a stable and higher interest rate environment, such as banks and other financial services firms.
Published: July 30, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Interest-rate sensitivity
Net interest margin and profitability often move with rates; this can boost income in a rising-rate environment but compress margins if rates shift unexpectedly.
Local market focus
Regional footprint gives local insight into customers and SMEs, though performance can be influenced heavily by the local economy and lending cycles.
Efficiency and tech
Operational efficiency and digital capabilities matter for competitiveness, but investment costs and execution risk can affect near-term results.
Compare First Financial with other stocks
WaFd vs First Financial
WaFd vs First Financial: a comparison of business models
Cohen & Steers Infrastructure Fund vs First Financial
Cohen & Steers Infrastructure Fund vs First Financial
GCM Grosvenor vs First Financial
GCM Grosvenor vs First Financial
Why invest with Nemo?
Zero Commission
Trade stocks, ETFs, and more with zero commission. Keep more of your returns.
Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
Discover More Opportunities
Ally Financial Inc.
Ally Financial Inc. is a financial services company that provides banking, lending, insurance, and investing products and services.
Ameris Bancorp
Ameris Bancorp is a bank holding company that provides a range of financial services to its customers through its subsidiary and affiliated banks.
Atlantic Union Bankshares Corporation
Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank (the Bank), which provides banking and related financial products and services to consumers and businesses. The Bank has branches and ATMs located in Virginia, Maryland and North Carolina. It operates through two segments: Wholesale Banking and Consumer Banking. Its Wholesale Banking segment provides loan, leasing, and deposit services, as well as treasury management and capital market services to wholesale customers primarily throughout Virginia, Maryland, North Carolina, and South Carolina. These customers include commercial and industrial customers. This segment also includes its equipment finance subsidiary and its wealth management business. Its Consumer Banking segment provides loan and deposit services to consumers and small businesses throughout Virginia, Maryland, and North Carolina. Consumer Banking includes the home loan division and investment management, and advisory services businesses.
