First Citizens BancShares Inc Class A
First Citizens BancShares Inc Class A (ticker: FCNCA) is the bank holding company for First Citizens Bank, a regional commercial bank that offers lending, deposit, treasury and wealth-management services to individuals and businesses. With a market capitalisation of about $24.34 billion, the group expanded its scale through acquisitions — notably the 2022 CIT Group deal — which increased its national commercial lending footprint. Key value drivers include net interest margin sensitivity to interest rates, loan growth in middle‑market and commercial sectors, deposit stability and credit quality. Costs, capital levels and integration of acquisitions are important to watch. Risks include cyclical loan losses in a downturn, deposit competition or outflows, regulatory change and concentration in certain loan types. This summary is educational and not investment advice; prospective investors should consider their own objectives, risk tolerance and seek personalised advice if needed.
Why It's Moving
First Citizens BancShares boosts shareholder returns with steady dividend declaration amid solid banking sector tailwinds.
First Citizens BancShares declared its quarterly dividends on common and preferred stock, payable December 15, signaling confidence in ongoing financial stability. With no major company-specific events in the past week, the stock reflects broader sector resilience as regional banks benefit from steady interest income and positive credit trends.
- Quarterly common stock dividend of $2.10 per share for Class A and B shares, reinforcing commitment to consistent payouts.
- Additional dividends on preferred series, including $13.4375 per share on Series A, underscoring strong capital positions.
- Recent Q3 net interest income rose to $1.73 billion, up $39 million, highlighting loan growth and deposit strength driving performance.
First Citizens BancShares boosts shareholder returns with steady dividend declaration amid solid banking sector tailwinds.
First Citizens BancShares declared its quarterly dividends on common and preferred stock, payable December 15, signaling confidence in ongoing financial stability. With no major company-specific events in the past week, the stock reflects broader sector resilience as regional banks benefit from steady interest income and positive credit trends.
- Quarterly common stock dividend of $2.10 per share for Class A and B shares, reinforcing commitment to consistent payouts.
- Additional dividends on preferred series, including $13.4375 per share on Series A, underscoring strong capital positions.
- Recent Q3 net interest income rose to $1.73 billion, up $39 million, highlighting loan growth and deposit strength driving performance.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying First Citizens BancShares stock, anticipating a price increase to $2,431.23.
Financial Health
First Citizens BancShares is performing well with strong revenue, cash flow, and profitability indicators.
Dividend
First Citizens BancShares offers a low dividend yield of 0.36%, making it less attractive for dividend-seeking investors. If you invested $1000, you would be paid $3.56 a year in dividends (based on the last 12 months).
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Baskets Featuring FCNCA
Banks Unleash Value
Major US banks are flexing their financial muscle by increasing dividends and launching buyback programs after acing the Fed's annual stress tests. These moves signal strength and confidence, creating opportunities for investors seeking both income and growth.
Published: July 2, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Earnings drivers
Net interest margin, loan mix and fee income drive profitability; these are sensitive to interest‑rate moves and economic cycles, so performance can vary.
Expanded footprint
Acquisitions have broadened national commercial lending capabilities and customer reach, offering scale benefits but also integration and concentration risks.
Funding and risk
Stable deposits and capital levels support lending, yet deposit competition and credit cycles remain key risks for investors to monitor.
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