First Citizens BancShares Inc Class A
First Citizens BancShares Inc Class A (ticker: FCNCA) is the bank holding company for First Citizens Bank, a regional commercial bank that offers lending, deposit, treasury and wealth-management services to individuals and businesses. With a market capitalisation of about $24.34 billion, the group expanded its scale through acquisitions — notably the 2022 CIT Group deal — which increased its national commercial lending footprint. Key value drivers include net interest margin sensitivity to interest rates, loan growth in middle‑market and commercial sectors, deposit stability and credit quality. Costs, capital levels and integration of acquisitions are important to watch. Risks include cyclical loan losses in a downturn, deposit competition or outflows, regulatory change and concentration in certain loan types. This summary is educational and not investment advice; prospective investors should consider their own objectives, risk tolerance and seek personalised advice if needed.
Why It's Moving
First Citizens BancShares Crushes Q4 Earnings Expectations with Robust Growth and Dividend Boost.
- Earnings smashed estimates at $51.27 per share versus $44.24 expected, with revenue hitting $2.25 billion against $2.24 billion forecasts, underscoring operational strength.
- Board declared a $2.10 quarterly common stock dividend payable March 16, reinforcing commitment to shareholders while returning $900 million via repurchases and prepaying $2.5 billion debt.
- Analysts adjusted targets post-earnings—TD Cowen cut to $2,500 (Buy), Barclays to $2,346 (Equal-Weight), Citigroup to $2,100 (Neutral)—as shares dipped slightly to around $2,017.
First Citizens BancShares Crushes Q4 Earnings Expectations with Robust Growth and Dividend Boost.
- Earnings smashed estimates at $51.27 per share versus $44.24 expected, with revenue hitting $2.25 billion against $2.24 billion forecasts, underscoring operational strength.
- Board declared a $2.10 quarterly common stock dividend payable March 16, reinforcing commitment to shareholders while returning $900 million via repurchases and prepaying $2.5 billion debt.
- Analysts adjusted targets post-earnings—TD Cowen cut to $2,500 (Buy), Barclays to $2,346 (Equal-Weight), Citigroup to $2,100 (Neutral)—as shares dipped slightly to around $2,017.
When is the next earnings date for First Citizens BancShares Inc Class A (FCNCA)?
First Citizens BancShares (FCNCA) released its Q4 2025 earnings on January 23, 2026, just prior to the current date. The next earnings release, covering Q1 2026, is expected on or around April 23, 2026, consistent with the company's quarterly reporting pattern. Investors should monitor official announcements for any schedule adjustments.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying First Citizens BancShares stock, expecting it to reach $2,251.54 soon.
Financial Health
First Citizens BancShares is showing strong revenue and cash flow, indicating solid financial performance.
Dividend
First Citizens BancShares' low dividend yield of 0.39% means it's not a strong option for dividend-seeking investors. If you invested $1000 you would be paid $3.90 a year in dividends (based on the last 12 months).
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Baskets Featuring FCNCA
Banks Unleash Value
Major US banks are flexing their financial muscle by increasing dividends and launching buyback programs after acing the Fed's annual stress tests. These moves signal strength and confidence, creating opportunities for investors seeking both income and growth.
Published: July 2, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Earnings drivers
Net interest margin, loan mix and fee income drive profitability; these are sensitive to interest‑rate moves and economic cycles, so performance can vary.
Expanded footprint
Acquisitions have broadened national commercial lending capabilities and customer reach, offering scale benefits but also integration and concentration risks.
Funding and risk
Stable deposits and capital levels support lending, yet deposit competition and credit cycles remain key risks for investors to monitor.
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