EXPENSIFY
Expensify (EXFY) is a US-based fintech firm that provides cloud-based expense management software and corporate card services for businesses of all sizes. Its core product automates expense reporting, receipt capture and approval workflows, and it has expanded into corporate cards and payments to broaden revenue streams. Revenue mainly comes from subscription licences, transaction fees and corporate card interchange; recurring revenue can support predictability but growth depends on customer acquisition and retention. As a micro‑cap (market cap ≈ $156.58M), the stock can be volatile and financial results have historically swung with investment in growth and product development. Key things for investors to watch include annual recurring revenue (ARR), customer retention and corporate card transaction volumes, as well as unit economics and cash flow. This is general educational information, not personalised advice — any investment should consider risk tolerance, diversification and the possibility of capital loss.
Stock Performance Snapshot
Analyst Rating
Analysts suggest holding Expensify's stock, indicating it is fairly valued with slight potential for growth.
Financial Health
Expensify is generating solid revenue and cash flow, with healthy profit margins indicating effective operations.
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Published: June 17, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Recurring Revenue Profile
Subscriptions and enterprise clients can provide steady revenue streams, though growth and margins can vary with customer acquisition and pricing.
Payments and Cards
Corporate cards and payments add revenue diversification but introduce interchange cycles and regulatory considerations; performance may fluctuate.
Competitive Landscape
Operates in a crowded fintech and expense-software market where integration, retention and scale matter; small‑cap status means higher volatility risk.
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Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
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