Capitol Federal Financial, Inc.
Capitol Federal Financial, Inc. (CFFN) is the holding company for Capitol Federal Savings Bank, a smaller regional lender primarily focused on residential mortgage lending, retail deposits and community banking. With a market capitalisation around $833 million, the company operates mainly in the US Midwest and derives revenue from net interest income, mortgage origination and servicing, and fee income. Key considerations for investors include sensitivity to interest-rate movements, the quality of the mortgage loan book, regulatory oversight and deposit stability. The stock has historically attracted income-focused investors due to regular dividend payments, though dividends are not guaranteed and can be reduced. As a regional financial institution, Capitol Federal can offer steady local franchise benefits but also faces concentration and credit risks tied to housing and local economic conditions. This summary is educational and not investment advice — investors should assess suitability, review recent financial filings and consider broader market and rate conditions.
Stock Performance Snapshot
Analyst Rating
Analysts suggest keeping Capitol Federal's stock as it is expected to slightly rise.
Financial Health
Capitol Federal Financial is producing solid revenue and cash flow, indicating good financial stability.
Dividend
Capitol Federal Financial, Inc. offers a high dividend yield of 5.98%, making it appealing for income-focused investors. If you invested $1000 you would be paid $59.80 a year in dividends (based on the last 12 months).
View more stocks by downloading the app for FREE
It only takes 60 seconds.
Baskets Featuring CFFN
Inflation-Resistant Investments | Core PCE at 2.9%
The Federal Reserve's key inflation metric remained elevated at 2.9%, signaling that the fight against rising prices is ongoing. This creates a potential investment opportunity in companies that can thrive in a high-inflation, high-interest-rate environment.
Published: September 28, 2025
Explore BasketFed Pivot Play: Financial Sector's Risk-Reward Trade
An unexpected drop in wholesale prices has increased the likelihood that the Federal Reserve will cut interest rates to support the economy. This potential shift in monetary policy creates opportunities for companies in sectors that are sensitive to lower borrowing costs, such as banking and financial services.
Published: September 11, 2025
Explore BasketNavigating The Fed's Inflation Dilemma
A recent spike in inflation, driven by import tariffs, has put the Federal Reserve in a difficult position. This theme focuses on companies that could benefit from this economic tension, whether through competitive pricing or a potential interest rate cut.
Published: August 14, 2025
Explore BasketThe Next Fed Chair: A Monetary Policy Pivot
President Trump's search for a new Federal Reserve Chair, including private-sector candidates, signals a potential shift in monetary policy. This could create opportunities in interest-rate-sensitive industries, such as banking and housing, if the new leadership prioritizes lower borrowing costs.
Published: August 14, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Mortgage lending focus
Core business centres on residential mortgages, so loan demand and margins move with interest rates; performance can vary across cycles.
Local community bank
A concentrated regional deposit base can support stable customer relationships but also creates geographic concentration risk.
Rate sensitivity
Net interest margin and refinancing volumes are sensitive to rate shifts, so earnings may fluctuate with monetary policy and market rates.
Compare Capitol Federal with other stocks
Capitol Federal vs Hanmi Financial
Capitol Federal vs Hanmi Financial: a comparison
Capitol Federal vs ClearBridge Energy Midstream Opportunity Fund
Capitol Federal vs ClearBridge Energy Midstream Opportunity Fund
Capitol Federal vs HBT Financial
Capitol Federal vs HBT Financial
Why invest with Nemo?
Zero Commission
Trade stocks, ETFs, and more with zero commission. Keep more of your returns.
Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
Discover More Opportunities
Ally Financial Inc.
Ally Financial Inc. is a financial services company that provides banking, lending, insurance, and investing products and services.
Ameris Bancorp
Ameris Bancorp is a bank holding company that provides a range of financial services to its customers through its subsidiary and affiliated banks.
Atlantic Union Bankshares Corporation
Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank (the Bank), which provides banking and related financial products and services to consumers and businesses. The Bank has branches and ATMs located in Virginia, Maryland and North Carolina. It operates through two segments: Wholesale Banking and Consumer Banking. Its Wholesale Banking segment provides loan, leasing, and deposit services, as well as treasury management and capital market services to wholesale customers primarily throughout Virginia, Maryland, North Carolina, and South Carolina. These customers include commercial and industrial customers. This segment also includes its equipment finance subsidiary and its wealth management business. Its Consumer Banking segment provides loan and deposit services to consumers and small businesses throughout Virginia, Maryland, and North Carolina. Consumer Banking includes the home loan division and investment management, and advisory services businesses.
