C&F Financial Corp
C&F Financial Corp (CFFI) is a small regional banking holding company that provides commercial and consumer lending, deposit services and related financial products to local communities. With a market capitalisation around $225 million, it operates on a scale where loan growth, deposit trends and credit quality can materially influence earnings and share price volatility. Key drivers include net interest margin, loan portfolio composition, provisioning for credit losses and the local economic cycle. As a regulated institution, it must maintain capital and liquidity standards, and may be more sensitive to interest-rate moves and regional economic shifts than larger banks. Investors should note possible lower liquidity and higher volatility, plus regulatory and credit risks. This is a general educational summary — values can rise or fall, and past performance is not a reliable indicator of future returns. It is not personalised financial advice; consider your time horizon and risk tolerance before acting.
Stock Performance Snapshot
Financial Health
C&F Financial Corp shows strong revenue and cash flow, indicating good overall financial performance.
Dividend
C&F Financial Corp's dividend yield of 3.12% offers reasonable returns for investors seeking dividends. If you invested $1000 you would be paid $31.20 a year in dividends (based on the last 12 months).
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Explore BasketWhy You’ll Want to Watch This Stock
Local Loan Franchise
The bank’s loan book drives revenue; growth can boost earnings, though outcomes vary with the local economy and borrower credit quality.
Interest-Rate Impact
Net interest margin is sensitive to rate moves — rising rates can help margins but may increase borrower stress and default risk.
Regulation & Capital
Capital ratios and liquidity rules shape strategy; smaller institutions can be more exposed to funding shocks and regulatory shifts.
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