C&F Financial Corp

C&F Financial Corp

C&F Financial Corporation is a bank holding company. The Company owns all the stock of Citizens and Farmers Bank (C&F Bank), which is an independent commercial bank. Its segments include community banking, mortgage banking and consumer finance. The community banking segment provides services through C&F Bank. C&F Bank provides community banking services to individuals and businesses, including various types of checking and savings deposit accounts, and business, real estate, development, mortgage, home equity and installment loans. C&F Bank operates 31 banking offices and four commercial loan offices. It conducts mortgage banking activities through C&F Mortgage Corporation, which offers a range of residential mortgage loans, which are originated for sale to investors in the secondary mortgage market. It conducts consumer finance activities through C&F Finance Company (C&F Finance). C&F Finance is a regional finance company purchasing automobile, marine and recreational vehicle loans.

Stock Performance Snapshot

Above Average

Financial Health

C&F Financial Corp shows strong revenue and cash flow, indicating good overall financial performance.

Average

Dividend

C&F Financial Corp's dividend yield of 3.12% offers reasonable returns for investors seeking dividends. If you invested $1000 you would be paid $31.20 a year in dividends (based on the last 12 months).

Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.

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Why You’ll Want to Watch This Stock

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Local Loan Franchise

The bank’s loan book drives revenue; growth can boost earnings, though outcomes vary with the local economy and borrower credit quality.

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Interest-Rate Impact

Net interest margin is sensitive to rate moves β€” rising rates can help margins but may increase borrower stress and default risk.

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Regulation & Capital

Capital ratios and liquidity rules shape strategy; smaller institutions can be more exposed to funding shocks and regulatory shifts.

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Trusted & Regulated

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6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

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