Commerce Bancshares, Inc.
Commerce Bancshares, Inc. (CBSH) is a St. Louis‑based regional bank that provides commercial and consumer banking, wealth management, payment processing and trust services. With a market capitalisation around $7.16 billion, it operates a community‑oriented model focused on core deposit gathering and relationship lending across the Midwest. Investors often watch its net interest margin, loan growth, deposit trends and asset‑quality metrics as indicators of performance. Historically the company has returned capital through dividends and share repurchases, but past practice is not a guarantee of future payouts. Key considerations include sensitivity to interest‑rate moves, regional economic cycles, regulatory oversight and credit risk in the loan book. This summary is for general educational purposes and is not personal financial advice; investors should assess their objectives, risk tolerance and time horizon, and consider seeking regulated advice before making investment decisions. Values can fall as well as rise.
Stock Performance Snapshot
Analyst Rating
Analysts recommend holding Commerce Bancshares' stock with a target price of $69.8, indicating potential growth.
Financial Health
Commerce Bancshares is performing well with solid profits and cash flow, indicating strong financial stability.
Dividend
Commerce Bancshares offers a modest dividend yield of 1.8%, making it a reasonable choice for dividend-seeking investors. If you invested $1000 you would be paid $18 a year in dividends (based on the last 12 months).
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Baskets Featuring CBSH
Profiting From The Fed's Firm Stance
The Federal Reserve has held interest rates steady, with Chair Jerome Powell pushing back on expectations for a near-term cut. This creates an investment opportunity in companies that can thrive in a sustained high-interest-rate environment due to strong balance sheets and pricing power.
Published: July 31, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Deposit Franchise Strength
A stable core deposit base is central to funding and margin stability, though deposit behaviour can shift with rising rates and competitive pressure.
Interest‑Rate Sensitivity
Net interest margin and lending profitability respond to rate moves; higher rates may boost margins but can dampen loan demand and increase credit risk.
Regional Economic Exposure
A Midwestern footprint means performance often mirrors local economic cycles—diversification is limited, so regional downturns can affect results.
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