Banco Santander (Brasil) S.A.

Banco Santander (Brasil) S.A.

Banco Santander (Brasil) S.A. (BSBR) is a major Brazilian bank and subsidiary of the global Santander Group, offering retail, corporate and investment banking across Brazil. Investors should know it combines a wide branch and digital network with a diversified deposit base and lending portfolio, giving exposure to consumer credit, mortgages, corporate loans and fee-based services. Its performance is linked to Brazilian macro conditions — GDP growth, interest rates (Selic) and currency moves — and it can benefit from rising rates through wider net interest margins but also face pressure from slower economic activity or deteriorating credit quality. Regulatory capital, loan-loss provisions and competition from other banks and fintechs are key metrics to watch. Market cap is around $20bn, placing it among sizeable regional banks. This is general educational information, not personal financial advice. Investments can rise and fall and past performance is not a guide; consider your own circumstances or speak to a qualified adviser.

Why It's Moving

Banco Santander (Brasil) S.A.

BSBR Dives 5.6% on Subordinated Debt Issuance Amid Brazilian Market Slump

Banco Santander Brasil's shares plunged after announcing a R$2.36 billion issuance of subordinated financial bills to bolster its Tier II capital, sparking investor worries over leverage and funding costs. The drop compounded broader weakness in Brazil's banking sector, with the IBOVESPA down 1.84% as peers like Itaú and Bradesco also fell.[1][2]

Sentiment:
🐻Bearish
  • Issued R$2.363 billion in 10-year Tier II financial bills via private placement, strengthening regulatory capital under BCB Resolution No. 122 but triggering a risk-off reaction from traders.[1][2]
  • Stock closed at $6.17 after a 5.6% decline from $6.54, hitting 7% below its 52-week high of $6.60 set on Dec 4 amid fading momentum.[1][6]
  • Brazilian market pressures amplified the selloff, as the sector-sensitive IBOVESPA tumbled, highlighting near-term caution despite solid fundamentals like 30% profit margins.[1]

Stock Performance Snapshot

Hold

Analyst Rating

Analysts suggest holding Banco Santander's stock with a target price of $5.62, indicating slight growth potential.

Above Average

Financial Health

Banco Santander (Brasil) is performing well with strong revenue, profits, and cash flow generation.

Above Average

Dividend

Banco Santander's dividend yield of 5.53% is appealing for those seeking dividend income. If you invested $1000 you would be paid $30 a year in dividends (based on the last 12 months).

Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.

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Why You’ll Want to Watch This Stock

📈

Retail & Commercial Reach

A large retail footprint and diversified lending can provide stable deposits and fee income, though loan demand and asset quality vary with the economy.

🌍

Emerging Market Exposure

Strong Brazil exposure offers growth potential but brings currency and political risks investors should monitor alongside macro indicators.

Interest-Rate Sensitivity

Net interest margins tend to move with the Selic rate, which can support profitability but also introduces earnings volatility with policy shifts.

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