BILL Holdings Inc

BILL Holdings Inc

BILL Holdings Inc (ticker: BILL) provides cloud-based software that automates back‑office financial workflows for small and mid-sized businesses, focusing on accounts payable, accounts receivable and electronic payments. The platform connects customers, suppliers and banks to digitise invoice processing, approvals and payments; revenues come from subscription fees and transaction-related services. With a market capitalisation of about $5.38bn, BILL sits at the intersection of fintech and SaaS where growth depends on customer acquisition, payment volumes and successful product roll‑outs. Investors should monitor recurring revenue trends, gross margin expansion, customer retention and free cash flow as indicators of operational progress. Key risks include intense competition, regulatory changes in payments, and sensitivity to SME economic health. This summary is for general educational purposes only and is not personalised financial advice. Investing involves risk; values can fall as well as rise and past performance is not a reliable guide to future results.

Stock Performance Snapshot

Buy

Analyst Rating

Analysts suggest buying BILL Holdings stock as it has room to grow towards its target price.

Average

Financial Health

BILL Holdings Inc is generating steady revenue and cash flow, but profits are currently low.

Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.

Baskets Featuring BILL

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Published: September 27, 2025

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Pricing Power In An Inflationary World

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Published: August 1, 2025

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Healthcare's Compliance Catalyst

Healthcare's Compliance Catalyst

The Department of Justice's investigation into UnitedHealth's billing practices is increasing pressure on the entire healthcare industry to ensure compliance. This regulatory focus creates an investment opportunity in companies that provide specialized technology for transparent and accurate medical billing.

Published: July 26, 2025

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Published: June 17, 2025

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Published: June 17, 2025

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Published: June 17, 2025

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High-Switching-Cost Traps

High-Switching-Cost Traps

These companies provide solutions that become so essential to their customers' operations that leaving is practically impossible. Professional analysts have selected these stocks for their ability to generate reliable revenue thanks to the immense difficulty and expense customers face when considering alternatives.

Published: June 17, 2025

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Small Business Champions

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Company Toolbox

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Why You’ll Want to Watch This Stock

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Recurring revenue growth

Subscription-based sales can create predictable revenue as customers scale, though growth rates may slow and churn matters for long‑term returns.

Payments network effects

Larger payment volumes and network reach can lower costs and boost utility, but regulatory shifts and rivals can limit durable advantages.

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SME demand cyclicality

Performance is linked to the health of small businesses; economic downturns or cash‑flow stress among customers can reduce transaction activity.

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Part of Exinity Group 2015, serving over a million customers globally.

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6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

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