• 5 min read
• Published on 25 July 2025
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Are Your Investments Built on Sand? A Look at Hard Assets
Let’s be honest, shall we? For years, the people in charge of the world’s money have been behaving like a teenager with their first credit card. The printing presses, both real and digital, have been running hot, flooding the system with currency that seems to have less and less to do with actual value. I find it all rather concerning. When the very foundation of our financial system, the money itself, feels a bit wobbly, it makes you wonder what you actually own. Is it just a string of numbers on a screen, or is it something real?
View the full Basket:Inflation Hedge Basket
This is why I find myself thinking more about ‘hard assets’. It’s an old fashioned idea, I grant you, but one that feels increasingly relevant. It’s the simple principle of owning things you can, if you were so inclined, physically touch. Things that cannot be summoned into existence by a committee decision. Gold is the classic example, of course. For thousands of years, when people have lost faith in their rulers or their currency, they’ve turned to that shiny, inert metal.
A company like Newmont Mining doesn’t just trade in abstract concepts. It digs actual gold out of the ground. When inflation fears rise and the value of a pound or a dollar feels uncertain, the price of gold often goes up. It’s a simple, almost primal, relationship. The same logic applies to silver, which has the added benefit of being crucial for industry, giving it a foot in both the monetary and the practical worlds.
View the full Basket:Inflation Hedge Basket
But let’s not get fixated on the jewellery box. The world of tangible assets is far broader and, to me, more interesting. Think about copper. It’s the essential plumbing of our modern world. You can’t have an electric vehicle, a wind turbine, or a new national grid without vast quantities of it. Companies like Freeport-McMoRan, which control enormous copper mines, are essentially gatekeepers to the green energy transition. As governments pour money into infrastructure, the demand for these essential metals could remain strong, regardless of what’s happening in the abstract world of finance.
Then you have the infrastructure itself. The toll roads, the mobile phone towers, the pipelines. These are the boring, dependable workhorses of the economy. The beauty of these businesses is that their revenue is often directly linked to inflation. When prices rise, they are frequently allowed to raise their own prices, offering a potential buffer for investors. People will still need electricity and water, even when the economic weather turns foul.
View the full Basket:Inflation Hedge Basket
Now, I’m not suggesting you rush out and fill your garden shed with copper pipes. Investing is never that simple, and anyone who tells you otherwise is probably selling something. Commodity prices can be notoriously volatile, and mining is a tough, risky business. A sensible approach, I think, is about diversification. It’s about owning a small piece of a lot of different real things.
You might look for a mix that includes precious metals miners, industrial commodity producers, and infrastructure operators. Spreading your exposure across different assets and geographies could help mitigate some of the inherent risks. A thoughtfully constructed portfolio of companies, such as the one found in the Hard Assets for Hard Times basket, is built on this very principle. It’s not about betting the farm on one commodity, but about building a defence from a range of physical assets. Of course, all investments carry risk, and past performance is no guide to the future, but the logic is compelling. In a world that feels increasingly virtual, owning a slice of the real one might just be the most pragmatic move you can make.
View the full Basket:Inflation Hedge Basket
View the full Basket:Inflation Hedge Basket
View the full Basket:Inflation Hedge Basket
View the full Basket:Inflation Hedge Basket
View the full Basket:Inflation Hedge Basket
View the full Basket:Inflation Hedge Basket
This article is marketing material and should not be construed as investment advice. No information set out in this article be considered, as advice, recommendation, offer, or a solicitation, to buy or sell any financial product, nor is it financial, investment, or trading advice. Any references to specific financial product or investment strategy are for illustrative / educational purposes only and subject to change without notice. It is the investor’s responsibility to evaluate any prospective investment, assess their own financial situation, and seek independent professional advice. Past performance is not indicative of future results. Please refer to our Risk Disclosure.
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