• 5 min read
• Published on 25 July 2025
Hey! We are Nemo.
Nemo, short for Never Miss Out, is a mobile investment platform that delivers curated, data-driven investment ideas to your fingertips. It offers commission-free trading across stocks, ETFs, crypto, and CFDs, along with AI-powered tools, real-time market alerts, and themed stock collections called Nemes.
Download the App
Scan the QR code to download the Nemo app and start investing on Nemo today
published-on
Read article
published-on
Read article
published-on
Read article
published-on
Read article
published-on
Read article
View the full Basket:EU's Digital Markets Act Boosts App Economy
Let’s be honest, most pronouncements from Brussels are enough to send even the most caffeinated investor to sleep. Bureaucratic wrangling and regulatory jargon rarely make for a thrilling read. But every so often, a piece of legislation comes along that genuinely shakes the tree, and the EU’s Digital Markets Act is one of them. It’s a direct, and frankly long overdue, jab at Apple’s iron-fisted control over its App Store. For investors, I think this creates a rather interesting ripple effect, with potential winners emerging from the dust.
View the full Basket:EU's Digital Markets Act Boosts App Economy
For years, Apple has run its App Store like a particularly greedy feudal lord. If you were a developer and wanted to sell anything to an iPhone user, you had to do it through Apple’s payment system. In return for this privilege, Apple would help itself to a handsome 30 percent cut of your revenue. It was a non-negotiable toll on the only road into town. Developers grumbled, but they paid up, because what choice did they have?
The Digital Markets Act, in theory, blows this model apart. It forces Apple to allow developers in the EU to use alternative payment systems. This means they can, for the first time, direct users to their own websites to handle subscriptions and purchases, bypassing the infamous Apple tax. On paper, this is a seismic shift. We’re talking about redirecting a portion of the $85 billion revenue stream that Apple’s Services division generated last year. But, as with all things involving corporations of this size, the reality is a little more complicated.
View the full Basket:EU's Digital Markets Act Boosts App Economy
The poster child for this rebellion has, of course, been Spotify. The Swedish streaming giant has been complaining about Apple’s practices for as long as I can remember, filing complaints and generally making a nuisance of itself. Now, it has the chance to steer its millions of European subscribers away from Apple’s payment system. The potential savings could be enormous, flowing directly to a bottom line that has always looked a bit thin.
However, I wouldn’t pop the champagne just yet. Apple is not a company that takes defeat gracefully. Its response has been what some are calling “malicious compliance”. Sure, developers can use other payment systems, but Apple will still charge them a 27 percent commission for the privilege. It’s a bit like a landlord telling you that you no longer have to use his expensive electricity, but he’s going to charge you a new “socket access fee” that costs almost as much. This is why the most interesting opportunities, to me, aren't always the most obvious ones.
View the full Basket:EU's Digital Markets Act Boosts App Economy
While everyone watches the public spat between developers and Apple, the smarter money might be looking elsewhere. Think about it. If transactions are moving away from Apple Pay, where are they going? They are going to the payment processors, the companies that provide the digital picks and shovels for this new gold rush. Firms like PayPal and the Dutch specialist Adyen are perfectly positioned to scoop up this new business. This shift creates a fascinating dynamic, where a whole new ecosystem of payment handlers stands to gain. It's a theme I've seen before, and it's the core idea behind investment baskets like the EU's Digital Markets Act Boosts App Economy, which focus on these less obvious beneficiaries. These companies offer developers a way out, and they stand to process billions in transactions that were previously locked inside Apple’s walled garden.
View the full Basket:EU's Digital Markets Act Boosts App Economy
View the full Basket:EU's Digital Markets Act Boosts App Economy
View the full Basket:EU's Digital Markets Act Boosts App Economy
View the full Basket:EU's Digital Markets Act Boosts App Economy
View the full Basket:EU's Digital Markets Act Boosts App Economy
View the full Basket:EU's Digital Markets Act Boosts App Economy
This article is marketing material and should not be construed as investment advice. No information set out in this article be considered, as advice, recommendation, offer, or a solicitation, to buy or sell any financial product, nor is it financial, investment, or trading advice. Any references to specific financial product or investment strategy are for illustrative / educational purposes only and subject to change without notice. It is the investor’s responsibility to evaluate any prospective investment, assess their own financial situation, and seek independent professional advice. Past performance is not indicative of future results. Please refer to our Risk Disclosure.
published-on
Read article
published-on
Read article
published-on
Read article
published-on
Read article
published-on
Read article