Washington Trust vs Eagle Bancorp

Washington Trust vs Eagle Bancorp: this page compares the two organisations, outlining their business models, financial performance, and market context in a neutral, accessible way for readers seeking understanding. The comparison covers corporate structure, revenue streams, risk factors, and geographic reach without providing recommendations or forecasts. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

WASH

Metric

EGBN

$569.53M

Market Cap

$683.35M

-1.37%

Potential Profit

16.94%

Hold

Analyst Rating

Buy

Investment Analysis

Washington Trust

WASH

Pros

Washington Trust Bancorp benefits from a diversified revenue base across commercial banking and wealth management services.
The company maintains a strong dividend yield, currently above the sector average, appealing to income-focused investors.
It has a solid financial health rating, with manageable debt levels and a stable regional banking franchise.

Considerations

Recent financial results show a net loss over the trailing twelve months, reflecting ongoing profitability challenges.
The bank's net profit margin is negative, indicating cost pressures and margin compression in its core operations.
Growth prospects are limited by its small market capitalisation and regional footprint, constraining expansion opportunities.

Eagle Bancorp

EGBN

Pros

Eagle Bancorp operates with a strong balance sheet and healthy capital ratios, supporting resilience in uncertain markets.
The company has demonstrated consistent loan growth and a focus on commercial lending in a high-demand region.
Eagle Bancorp maintains a disciplined approach to expense management, contributing to improved operating efficiency.

Considerations

Earnings have been pressured by rising credit costs and elevated loan loss provisions in recent quarters.
The bank is exposed to regional economic fluctuations, particularly in the Washington D.C. metropolitan area.
Valuation metrics are relatively high compared to peers, reflecting limited upside potential in the near term.

About The Companies

Washington Trust (WASH)

Washington Trust Bancorp, Inc. is the parent company of The Washington Trust Company, a state-chartered bank with a long history. The business operates in two main areas. The first is Commercial Banking, which covers a range of traditional services like business and personal loans, mortgages, deposit accounts, and modern conveniences like internet and mobile banking. The second is Wealth Management Services, which offers investment management, financial planning, and trust and estate services for individuals and institutions. This dual focus allows the company to serve a broad spectrum of financial needs, from everyday banking to long-term wealth planning. For investors, it represents a blend of conventional banking stability with the growth potential of wealth management, though its performance is linked to the economic health of the regions it serves. As always, the value of investments can go down as well as up.

Eagle Bancorp (EGBN)

Eagle Bancorp, Inc. is the bank holding company for EagleBank, a chartered commercial bank operating in the Washington, D.C. metropolitan area. It has built a strong presence as a full-service community bank across Northern Virginia, Suburban Maryland, and the District of Columbia itself. EagleBank primarily offers services like real estate, commercial, and consumer lending, alongside traditional deposit products for businesses and individuals. With a network of physical branches and lending centres, the company also utilises digital tools such as mobile banking and remote deposit services to serve its client base. For investors, Eagle Bancorp represents a focused regional banking institution that plays a key role in its local economy. As with any bank, its performance can be linked to the economic health of the region it serves. It's important to remember that the value of investments can go down as well as up.

Buy WASH or EGBN in Nemo

🆓

Zero Commission

Trade stocks, ETFs, and more with zero commission. Keep more of your returns.

🔒

Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

💰

6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

Washington Trust vs Eagle Bancorp

Comparison Snapshot

Investment Analysis

Washington Trust

Pros

Considerations

Eagle Bancorp

Pros

Considerations

About The Companies

Buy WASH or EGBN in Nemo

Zero Commission

Trusted & Regulated

6% Interest on Cash

Discover More Comparisons

Washington Trust vs Third Coast Bancshares

Washington Trust vs Guggenheim Active Allocation Fund

Guggenheim Active Allocation Fund vs Eagle Bancorp

Frequently asked questions

Comparison Snapshot

About The Companies

Washington Trust vs Eagle Bancorp

Comparison Snapshot

Investment Analysis

Washington Trust

Pros

Considerations

Eagle Bancorp

Pros

Considerations

About The Companies

Buy WASH or EGBN in Nemo

Zero Commission

Trusted & Regulated

6% Interest on Cash

Discover More Comparisons

Washington Trust vs Third Coast Bancshares

Washington Trust vs Guggenheim Active Allocation Fund

Guggenheim Active Allocation Fund vs Eagle Bancorp

Frequently asked questions

What is the main purpose of comparing Stock A and Stock B side by side?

How should I read the ‘pros’ and ‘cons’ listed for each stock?

What does ‘geographic reach’ mean in this context, and why does it matter?

How should I interpret the dividend-related information for Stock A?

What do the terms ‘net loss’ and ‘negative net profit margin’ imply for Stock A?

Why might Stock B appear to have high valuation metrics, and what does that mean for investors?

What role do regional economic factors play in this comparison?

How should I use this page to understand risk differences between the two stocks?

What does ‘disciplined expense management’ mean for evaluating Stock B?

How should a beginner use this comparison when researching banks?

What is the educational disclaimer for this page?

Comparison Snapshot

About The Companies