Toast vs SS&C Technologies

Toast and SS&C Technologies: this page compares their business models, financial performance, and market context in a neutral, accessible way. It outlines how each company approaches technology, services, and growth, with practical insights for decision making. Educational content, not financial advice.

Toast and SS&C Technologies: this page compares their business models, financial performance, and market context in a neutral, accessible way. It outlines how each company approaches technology, servi...

Comparison Snapshot

Key Financial Metrics

TOST

Metric

SSNC

$19.70B

Market Cap

$20.92B

47.40%

Potential Profit

20.31%

Buy

Analyst Rating

Buy

Why It's Moving

SS&C Signals Hedge Fund Stability with Record-Low Redemptions and Key Client Wins

SS&C GlobeOp Forward Redemption Indicator hit an all-time low of 1.46% in January, down sharply from December's 2.35%, reflecting reduced outflows and investor confidence in hedge funds.
GlobeOp Capital Movement Index edged down 0.33% to 128.19 points but remains up 4.79 points over 12 months, signaling resilient asset movements amid broader market jitters.
New expanded mandates with Fundsmith and PensionBee highlight SS&C's growth in fund admin and retirement solutions, driving organic revenue potential.

Sentiment:

🐃Bullish

SS&C Signals Hedge Fund Stability with Record-Low Redemptions and Key Client Wins

SS&C GlobeOp Forward Redemption Indicator hit an all-time low of 1.46% in January, down sharply from December's 2.35%, reflecting reduced outflows and investor confidence in hedge funds.
GlobeOp Capital Movement Index edged down 0.33% to 128.19 points but remains up 4.79 points over 12 months, signaling resilient asset movements amid broader market jitters.
New expanded mandates with Fundsmith and PensionBee highlight SS&C's growth in fund admin and retirement solutions, driving organic revenue potential.

Sentiment:

🐃Bullish

Investment Analysis

Toast

TOST

Pros

Toast has a large and growing client base with 74,000 restaurants using its technology, providing strong market penetration in restaurant POS and software services.
Sales growth is supported by a high customer retention rate, with 60% of growth derived from existing clients and 20% of new users coming from referrals.
Toast's cloud-based platform offers scalable digital technology solutions, positioning it well for ongoing growth in the restaurant technology sector.

Considerations

Toast's stock trades at a high price-to-earnings ratio of approximately 89.5, indicating potentially high valuation relative to earnings.
The company's shares have shown high uncertainty in valuation with a wide fair value range, suggesting investor caution about future profitability.
Market competition and technological innovation requirements in restaurant software pose ongoing execution risks for maintaining growth momentum.

SS&C Technologies

SSNC

Pros

SS&C Technologies demonstrated solid Q3 2025 financial performance, with 7% revenue growth and 17.2% adjusted EPS increase year-over-year.
The company maintains strong profitability with an adjusted EBITDA margin of 39.5% and organic revenue growth over 5%, indicating operational efficiency.
Analyst consensus is positive with a strong buy/ moderate buy rating and a 12-month price target suggesting an 18% upside from the current price.

Considerations

Despite strong earnings beat, SS&C's stock experienced a slight decline in after-hours trading, reflecting some market volatility or profit-taking.
The company operates with a beta of 1.23, indicating above-average stock price volatility relative to the broader market.
SS&C faces ongoing competitive pressures in financial services and healthcare software markets, requiring consistent innovation and execution.

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