SMBC Group vs Mizuho

SMBC Group vs Mizuho compares two major financial groups, presenting an accessible overview of their business models, financial performance, and the market context in which they operate. This page aims to offer neutral, clear contrasts to help readers understand organisational approaches, revenue drivers and industry positioning without bias. Educational content, not financial advice.

SMBC Group vs Mizuho compares two major financial groups, presenting an accessible overview of their business models, financial performance, and the market context in which they operate. This page aim...

Comparison Snapshot

Key Financial Metrics

SMFG

Metric

MFG

$136.49B

Market Cap

$107.50B

-10.52%

Potential Profit

-11.80%

Strong Buy

Analyst Rating

Strong Buy

Why It's Moving

SMFG Stock in Focus as Earnings Call Nears Amid Japanese Bank Sector Strength

Next earnings call set for January 28-30, 2026, where executives will outline financial results and forward guidance after last quarter's mixed revenue and EPS beats in JPY terms.
Prior Q2 2025 report showed revenue surging to 1.51T JPY versus 1.09T expected, highlighting resilient demand in core banking operations.
Sector tailwinds from Japan's steady rate hikes are lifting SMFG alongside peers like MUFG, signaling sustained profit momentum for major financials.

Sentiment:

🐃Bullish

Mizuho Slashes Workforce by a Third to Battle Fintech Rivals and Boost Profits

CEO highlights alarm over new entrants disrupting remittances and payments, driving the need for drastic cuts beyond initial 10,000-job speculation.
Plans include trimming 100 branches to 400 by fiscal 2024, tackling high fixed costs that have eroded earnings in a tough demographic landscape.
Recent quarters showed net profit down 12% to $1.75B and core business profit plunging 41%, underscoring urgency for structural changes.

Sentiment:

🐻Bearish

SMFG Stock in Focus as Earnings Call Nears Amid Japanese Bank Sector Strength

Next earnings call set for January 28-30, 2026, where executives will outline financial results and forward guidance after last quarter's mixed revenue and EPS beats in JPY terms.
Prior Q2 2025 report showed revenue surging to 1.51T JPY versus 1.09T expected, highlighting resilient demand in core banking operations.
Sector tailwinds from Japan's steady rate hikes are lifting SMFG alongside peers like MUFG, signaling sustained profit momentum for major financials.

Sentiment:

🐃Bullish

Mizuho Slashes Workforce by a Third to Battle Fintech Rivals and Boost Profits

CEO highlights alarm over new entrants disrupting remittances and payments, driving the need for drastic cuts beyond initial 10,000-job speculation.
Plans include trimming 100 branches to 400 by fiscal 2024, tackling high fixed costs that have eroded earnings in a tough demographic landscape.
Recent quarters showed net profit down 12% to $1.75B and core business profit plunging 41%, underscoring urgency for structural changes.

Sentiment:

🐻Bearish

Investment Analysis

SMBC Group

SMFG

Pros

SMBC Group is Japan's second-largest banking group with $2 trillion in total assets, ranking it among the world's largest financial institutions.
The group has a broad global presence in over 40 countries, covering major financial centers across Asia, Europe, America, and the Middle East.
SMBC Group demonstrates a strong commitment to sustainability and long-term client relationships, supporting steady growth and resilience.

Considerations

SMBC Group operates in a highly competitive market dominated by other megabanks like Mitsubishi UFJ and Mizuho, making margin expansion challenging.
Exposure to global economic fluctuations and geopolitical risks may affect its diverse international operations.
Recent market capitalisation around $105 billion reflects valuation pressures typical for large Japanese banks amid a low interest rate environment.

Mizuho

MFG

Pros

Mizuho Financial Group is one of Japan’s three megabanks with significant scale, holding about $1.9 trillion in total assets.
The bank has a diversified business model including retail, corporate, and investment banking with strong domestic franchise in Japan.
Mizuho is focused on digital transformation initiatives to improve operational efficiency and client services.

Considerations

Mizuho faces challenges from Japan’s prolonged low interest rate environment, which compresses net interest margins.
Its international expansion is more limited compared to peers like SMBC Group, potentially curbing growth opportunities abroad.
Legacy issues and occasional risk management challenges have periodically affected the bank's reputation and financial performance.

About The Companies

SMBC Group (SMFG)

Sumitomo Mitsui Financial Group (SMFG) is one of Japan’s largest banking groups, with a diversified mix of retail, commercial and wholesale banking, plus leasing and asset management businesses. With a market capitalisation around $104 billion, SMFG combines a strong domestic deposit franchise with international operations that help diversify revenue. Key considerations for investors include exposure to Japan’s low-rate environment and sensitivity to global interest-rate movements, credit and operational risk inherent to banking, and currency effects from overseas activity. The group has focused on efficiency, digitalisation and capital strength, while returning cash to shareholders through dividends and buy-backs when conditions allow. Bank stocks are cyclical and can be volatile; past dividends are not guaranteed. This information is educational only and not personal financial advice — investors should consider their objectives, risk tolerance and seek regulated advice if needed.

Mizuho (MFG)

Mizuho Financial Group, Inc. (MFG) is one of Japan’s large banking groups, offering commercial banking, trust banking, securities and asset management services to retail, corporate and institutional clients. With a market capitalisation of about $80.47 billion, Mizuho’s performance is shaped by interest-rate cycles, loan demand in Japan and abroad, capital adequacy, and fee-based income from markets and advisory work. Investors should note its sensitivity to domestic economic health, regulatory developments and currency movements, as well as credit quality across its loan book. The group has been focusing on efficiency, digitalisation and international expansion, but competition and cyclical headwinds remain. This summary is educational and not personal financial advice — values can fall as well as rise. Prospective investors should review the company’s filings, monitor capital ratios and macroeconomic indicators, and consider seeking regulated financial advice tailored to their circumstances.

SMBC Group (SMFG) Next Earnings Date

Sumitomo Mitsui Financial Group's next earnings report is scheduled for January 29, 2026, covering the nine-month period ending December 31, 2025. This announcement will provide investors with an update on the company's financial performance for the first three quarters of its fiscal year. Following this report, the company is expected to release its full fiscal year 2025 results in mid-May 2026, covering the period ending March 31, 2026.

Mizuho (MFG) Next Earnings Date

Mizuho Financial Group's next earnings date is estimated for February 2, 2026, prior to market open, covering the third quarter of fiscal year 2025 (Q3 FY2025, ending December 31, 2025). This date aligns with the company's historical reporting pattern, following prior releases such as Q2 FY2025 on November 13, 2025. Investors should monitor official announcements for any confirmations or adjustments.

SMBC Group (SMFG) Next Earnings Date

Sumitomo Mitsui Financial Group's next earnings report is scheduled for January 29, 2026, covering the nine-month period ending December 31, 2025. This announcement will provide investors with an update on the company's financial performance for the first three quarters of its fiscal year. Following this report, the company is expected to release its full fiscal year 2025 results in mid-May 2026, covering the period ending March 31, 2026.

Mizuho (MFG) Next Earnings Date

Mizuho Financial Group's next earnings date is estimated for February 2, 2026, prior to market open, covering the third quarter of fiscal year 2025 (Q3 FY2025, ending December 31, 2025). This date aligns with the company's historical reporting pattern, following prior releases such as Q2 FY2025 on November 13, 2025. Investors should monitor official announcements for any confirmations or adjustments.

Which Baskets Do They Appear In?

Asian Banking M&A: What's Next After HSBC Deal

HSBC's proposed $37.36 billion buyout of Hang Seng Bank signals a major consolidation event in Hong Kong's financial industry. This strategic move to take the bank private could catalyze further mergers and acquisitions, creating opportunities for other dominant banking institutions in the Asia-Pacific region.

Published: October 9, 2025

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European Financial Consolidation

BNP Paribas's acquisition of AXA Investment Managers could trigger a wave of mergers in European finance. These carefully selected stocks represent potential buyers and targets in banking, insurance, and asset management as the industry reshapes for the future.

Published: July 2, 2025

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Which Baskets Do They Appear In?

Asian Banking M&A: What's Next After HSBC Deal

HSBC's proposed $37.36 billion buyout of Hang Seng Bank signals a major consolidation event in Hong Kong's financial industry. This strategic move to take the bank private could catalyze further mergers and acquisitions, creating opportunities for other dominant banking institutions in the Asia-Pacific region.

Published: October 9, 2025

Explore Basket

European Financial Consolidation

BNP Paribas's acquisition of AXA Investment Managers could trigger a wave of mergers in European finance. These carefully selected stocks represent potential buyers and targets in banking, insurance, and asset management as the industry reshapes for the future.

Published: July 2, 2025

Explore Basket

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SMBC Group vs Mizuho

Comparison Snapshot

Why It's Moving

SMFG Stock in Focus as Earnings Call Nears Amid Japanese Bank Sector Strength

Mizuho Slashes Workforce by a Third to Battle Fintech Rivals and Boost Profits

SMFG Stock in Focus as Earnings Call Nears Amid Japanese Bank Sector Strength

Mizuho Slashes Workforce by a Third to Battle Fintech Rivals and Boost Profits