PIMCO High Income Fund vs Southside Bancshares

This page compares PIMCO High Income Fund and Southside Bancshares Inc, outlining business models, financial performance, and market context in clear, neutral terms for readers. It aims to be accessible and informative about how these organisations operate within their sectors. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

PHK

Metric

SBSI

$854.53M

Market Cap

$957.31M

N/A

Potential Profit

-4.45%

N/A

Analyst Rating

Hold

Investment Analysis

PIMCO High Income Fund

PHK

Pros

Offers a high distribution yield of approximately 12.00%, providing attractive income for investors focused on fixed income.
Managed by PIMCO, a well-established global investment manager with strong expertise in fixed income securities.
Invests in a diversified portfolio of U.S. dollar-denominated high-yield corporate debt across global markets, enhancing risk diversification.

Considerations

Has experienced a notable increase in short interest recently, indicating some market skepticism or bearish sentiment.
Closed-end fund structure can lead to market price fluctuations significantly differing from the net asset value.
Exposed to risks from interest rate changes and credit quality deterioration inherent in high-yield and multi-sector bond investments.

Southside Bancshares

SBSI

Pros

Southside Bancshares has a focused regional banking franchise, offering resilience through strong local market knowledge.
The bank has demonstrated solid profitability metrics and consistent loan growth in recent financial periods.
Maintains a strong capital and liquidity position, supporting stability and capacity for future organic growth or acquisitions.

Considerations

Exposed to regional economic fluctuations and cyclical risks linked to the banking sector’s sensitivity to interest rates.
Faces regulatory oversight and compliance costs characteristic of the US banking industry, which may impact margins.
Competitive pressure from larger banks and fintech disruptors could constrain market share expansion and fee income.

About The Companies

PIMCO High Income Fund (PHK)

The PIMCO High Income Fund (PHK) is a type of investment known as a closed-end fund. Its primary objective is to generate a high level of current income for its investors, with capital appreciation being a secondary goal. To achieve this, the fund employs a dynamic strategy, allocating its assets across a diverse range of fixed-income sectors in the global credit markets. Its portfolio can include corporate debt (like bonds and bank loans), mortgage-related securities, government and sovereign debt, and even debt from emerging markets. Managed by Pacific Investment Management Company LLC (PIMCO), one of the world's leading investment managers, the fund's strategy is guided by forecasts on interest rates, economic outlooks, and credit characteristics. As with any investment, the value of the fund can go down as well as up, and past performance is not a guide to future returns.

Southside Bancshares (SBSI)

Southside Bancshares, Inc. operates as the bank holding company for Southside Bank, a community-focused financial institution in the United States. It provides a comprehensive suite of financial services to individuals, businesses, municipal bodies, and non-profit organisations. The company's offerings are diverse, spanning consumer services like residential and home equity loans, and commercial services including commercial real estate financing. It also features a wealth management and trust division, which handles investment management and administration services for its clients. With a network of approximately 53 branches, some conveniently located in grocery stores, Southside Bancshares aims to be an accessible financial partner in the communities it serves. As with any investment, it's important to consider that the value can go down as well as up, and returns are not guaranteed.

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Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

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6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

PIMCO High Income Fund vs Southside Bancshares

Comparison Snapshot

Investment Analysis

PIMCO High Income Fund

Pros

Considerations

Southside Bancshares

Pros

Considerations

About The Companies

Buy PHK or SBSI in Nemo

Zero Commission

Trusted & Regulated

6% Interest on Cash

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Frequently asked questions

Comparison Snapshot

About The Companies

PIMCO High Income Fund vs Southside Bancshares

Comparison Snapshot

Investment Analysis

PIMCO High Income Fund

Pros

Considerations

Southside Bancshares

Pros

Considerations

About The Companies

Buy PHK or SBSI in Nemo

Zero Commission

Trusted & Regulated

6% Interest on Cash

Discover More Comparisons

PIMCO High Income Fund vs LexinFintech

PIMCO High Income Fund vs Eagle Point Credit

PIMCO High Income Fund vs Atlanticus

Frequently asked questions

What is being compared in this page, and why do these two stocks look different on the surface?

What does 'income focus' mean for a fund like PIMCO High Income Fund compared with a bank like Southside Bancshares?

How does a closed-end fund structure, such as PIMCO High Income Fund, differ from a traditional operating company like Southside Bancshares?

What does ‘yield’ tell an investor about PIMCO High Income Fund compared with Southside Bancshares?

What kinds of risks should an investor consider for each stock when assessing potential volatility?

How might diversification influence the risk profile of PIMCO High Income Fund relative to Southside Bancshares?

How do market expectations about interest rates affect these two investments differently?

What does ‘regional versus global’ exposure mean for risk and opportunity in these two stocks?

What should a reader understand about the relationship between price and value for these investments?

Is this page intended to advise any investment decisions for readers?

Comparison Snapshot

About The Companies