National Bank Holdings vs Hope Bancorp

National Bank Holdings and Hope Bancorp are compared on this page to illustrate differences in business models, financial performance, and market context. The presentation is neutral and accessible, highlighting how each organisation operates and performs within its sector. Educational content, not financial advice.

National Bank Holdings and Hope Bancorp are compared on this page to illustrate differences in business models, financial performance, and market context. The presentation is neutral and accessible, h...

Comparison Snapshot

Key Financial Metrics

NBHC

Metric

HOPE

$1.51B

Market Cap

$1.47B

5.90%

Potential Profit

3.74%

Buy

Analyst Rating

Hold

Investment Analysis

National Bank Holdings

NBHC

Pros

National Bank Holdings exceeded Q3 2025 earnings expectations with EPS of $0.96 and revenue of $108.89 million, reflecting strong financial performance.
The company expanded its net interest margin and is poised to benefit from an upcoming merger with Vista Bancshares, enhancing market presence.
National Bank Holdings maintains a disciplined credit approach resulting in low net charge-offs and has a solid capital position with a Common Equity Tier 1 ratio of 14.2%.

Considerations

Competition from private credit in the commercial real estate sector poses a challenge to the bank's traditional lending business.
Despite growth, the banking sector's macroeconomic uncertainties could impact future credit performance and loan demand.
The valuation, while relatively attractive now with a P/E of 11.48, could face pressure if interest rates or credit conditions deteriorate.

Hope Bancorp

HOPE

Pros

Hope Bancorp operates with a strong focus on small and medium-sized business banking through its subsidiary, Bank of Hope.
The company offers a dividend yield of approximately 5.47%, providing income potential for investors.
Shares recently crossed above their 200-day moving average, indicating improving technical momentum after solid Q3 sector results.

Considerations

Hope Bancorp's valuation is relatively higher with a P/E ratio near 27, indicating less margin of safety compared to some peers.
The company’s stock price has experienced volatility, with a 52-week range from about $8.83 to $14.54, reflecting market sentiment swings.
Its concentration in business banking could expose it to risks if small and medium-sized businesses face economic headwinds or credit stress.

About The Companies

National Bank Holdings (NBHC)

National Bank Holdings Corporation (NBHC) is a US regional bank holding company that operates through subsidiary banking operations offering commercial and consumer lending, deposit services and basic wealth-management products. With a market capitalisation around $1.4 billion, NBHC sits in the small-cap regional banking category where growth can come from loan book expansion and targeted acquisitions, but where balance-sheet sensitivity and regulatory oversight are prominent. Investors should watch loan portfolio quality, deposit trends and net interest margin, all of which are influenced by economic conditions and interest-rate cycles. As with other regional banks, credit performance and funding costs can materially affect results. NBHC may appeal to investors looking for regional financial exposure, but it carries typical sector risks — earnings can be volatile and past performance is not an indicator of future returns. This is general information for educational purposes and not personalised investment advice; suitability depends on individual circumstances.

Hope Bancorp (HOPE)

Hope Bancorp, Inc. is the bank holding company for Bank of Hope and Territorial Savings Bank. It serves a diverse customer base with a comprehensive suite of financial products and services. These include commercial and consumer loans, residential mortgages, and Small Business Administration (SBA) loans. The company also offers treasury management, international trade financing, and foreign currency exchange solutions, catering to both individual and corporate clients. With a significant physical presence, Hope Bancorp operates dozens of full-service branches across key US states like California, New York, Texas, and Hawaii. Its reach is further extended by loan production offices throughout the United States and a representative office in Seoul, South Korea, highlighting its focus on both domestic and international markets. An investment in any company carries risks, and returns are not guaranteed.

Which Baskets Do They Appear In?

Regulatory Relief for Big Banks

This carefully selected group of stocks focuses on banking institutions that could benefit from the Federal Reserve's proposal to ease regulatory standards. These companies are positioned to see reduced compliance costs and fewer operational restrictions, potentially boosting their profitability and stock performance.

Published: July 14, 2025

Explore Basket

Which Baskets Do They Appear In?

Regulatory Relief for Big Banks

This carefully selected group of stocks focuses on banking institutions that could benefit from the Federal Reserve's proposal to ease regulatory standards. These companies are positioned to see reduced compliance costs and fewer operational restrictions, potentially boosting their profitability and stock performance.

Published: July 14, 2025

Explore Basket

Discover More Comparisons

National Bank Holdings vs Bladex

National Bank Holdings vs Bladex: Stock comparison

National Bank Holdings vs Triumph Financial

Oxford Lane Capital vs Hope Bancorp

National Bank Holdings vs Hope Bancorp

Comparison Snapshot