Nemo Money has over 1 million (1M+) downloads with a high rating of 4.6 stars from thousands of reviews. Join Nemo and trade with 0% commission.Nemo Money has over 1 million (1M+) downloads with a high rating of 4.6 stars from thousands of reviews. Join Nemo and trade with 0% commission.Nemo Money has over 1 million (1M+) downloads with a high rating of 4.6 stars from thousands of reviews. Join Nemo and trade with 0% commission.Nemo Money has over 1 million (1M+) downloads with a high rating of 4.6 stars from thousands of reviews. Join Nemo and trade with 0% commission.
MUFGCiti

MUFG vs Citi

This page compares MUFG and Citi, outlining their business models, financial performance, and market context to illuminate how the two organisations operate. The presentation is neutral and accessible...

Why It's Moving

MUFG

MUFG Scores Prestigious U.S. Primary Dealer Status, Boosting Global Trading Clout

  • Designation highlights MUFG's proven market-making prowess and back-office capabilities to handle high-volume Treasury settlements.
  • Head of Global Markets Sales noted it underscores MUFG's commitment to U.S. Treasury market stability and client value chains.
  • Follows recent moves like plans for a universal bank in the EU and ongoing common stock repurchases, showing aggressive growth strategy.
Sentiment:
🐃Bullish
Citi

Citigroup Hits New 52-Week High on India IPO Win and Earnings Momentum

  • Citi named joint lead for India's top asset manager's $1.4B IPO, bolstering investment banking fees in a high-growth market.
  • Topped India's 2025 M&A advisory league table, signaling sustained revenue from Asia expansion.
  • January 2026 earnings delivered EPS beat at $1.81 vs. $1.70 expected, with revenue up 78% and net income nearly doubling on corporate confidence surge.
Sentiment:
🐃Bullish

Investment Analysis

MUFG

MUFG

MUFG

Pros

  • Mitsubishi UFJ Financial Group (MUFG) has delivered strong long-term share price appreciation, with a 542% increase over the past five years.
  • The group holds a leading position in Japan, capturing 8.4% of domestic loans and 11.8% of deposits, reflecting significant market share.
  • MUFG has a diversified international business across multiple segments including retail, corporate, asset management, and digital services, supporting growth potential.

Considerations

  • Its valuation shows some mixed signals, scoring low on key valuation checks, which may indicate limited undervaluation or market skepticism.
  • The stock has experienced short-term volatility with recent price pullbacks signaling possible market shifts or profit-taking risks.
  • The company carries a relatively high debt-to-equity ratio of 1.86, indicating leverage that could be a financial risk under adverse conditions.

Pros

  • Citigroup is a major global diversified bank with a broad financial services footprint and a significant employee base of 229,000.
  • The stock trades at a lower price-to-book value ratio compared to peers, suggesting potential value relative to its asset base.
  • Citigroup maintains a moderate price-to-earnings ratio around 13.8, reflecting reasonable valuation levels among large banking peers.

Considerations

  • Citigroup's return on equity is modest at 7.3%, lower than many major competitors, indicating potential challenges in generating shareholder returns.
  • The bank faces ongoing regulatory and macroeconomic challenges given its extensive global operations across various risk environments.
  • Citigroup's stock price and earnings have shown less robust growth compared to some peers, reflecting execution and growth headwinds.

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July 25, 2025

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MUFG (MUFG) Next Earnings Date

Mitsubishi UFJ Financial Group (MUFG) is scheduled to report its next earnings on February 4, 2026, covering the third quarter ended December 31, 2025, under JGAAP. This aligns with the company's fiscal year ending March 31, 2026, and follows their standard quarterly reporting pattern as confirmed in recent updates. Investors should monitor official announcements for any potential adjustments to this date.

Citi (C) Next Earnings Date

Citigroup Inc. (C) is scheduled to report its next earnings on April 14, 2026, covering the first quarter of 2026. Analysts are currently projecting earnings per share of approximately $2.59 for this period. The company will release its Q1 2026 results via press release before market open, followed by a conference call with management to discuss financial performance and outlook.

Which Baskets Do They Appear In?

Japanese Stocks

Japanese Stocks

Dive into the unique blend of industrial power and technological innovation that defines Japan's market leaders. These carefully selected companies represent the best of Japan's globally respected brands, offering you exposure to the world's third-largest economy.

Published: June 17, 2025

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