MidWestOne vs Noah

MidWestOne and Noah Holdings Limited are compared on this page, examining business models, financial performance, and market context. The analysis is presented in a neutral, accessible way to help readers understand how each company operates, competes, and adapts within its sector. Educational content, not financial advice.

MidWestOne and Noah Holdings Limited are compared on this page, examining business models, financial performance, and market context. The analysis is presented in a neutral, accessible way to help rea...

Comparison Snapshot

Key Financial Metrics

MOFG

Metric

NOAH

$857.91M

Market Cap

$752.32M

-21.53%

Potential Profit

39.95%

Buy

Analyst Rating

Buy

Investment Analysis

MidWestOne

MOFG

Pros

MidWestOne Financial Group has a diverse presence with 56 banking offices across Iowa, Minnesota, Wisconsin, and Colorado, supporting regional growth.
The company reports solid profitability with a trailing twelve months net income of $58.46 million and an EPS of 2.81.
The forward price-to-earnings (PE) ratio of 11.07 and a dividend yield of 2.45% reflect reasonable valuation and shareholder returns potential.

Considerations

The stock price target from analysts at $34.5 suggests a downside potential of approximately 12.75% from current levels.
MidWestOne operates in a competitive and interest-rate sensitive regional banking sector, which could impact loan demand and net interest margins.
With a beta near 1.03, the stock exhibits market-level volatility, potentially exposing investors to fluctuation risks in broader market downturns.

Noah

NOAH

Pros

Noah Holdings has a relatively low price-to-book ratio of 0.5x compared to sector averages, indicating potential undervaluation.
The company operates in a growing wealth and asset management market focused on high-net-worth individuals in China and internationally, supporting long-term growth.
Analysts see upside potential of approximately 18.6% from current prices, reflecting positive market sentiment and growth prospects.

Considerations

Noah operates in a highly regulated and complex Chinese financial market, exposing it to regulatory and geopolitical risks.
The company shows a negative PEG ratio, indicating challenges in maintaining growth relative to earnings multiples.
Lower trading volumes and a concentrated regional business model may limit liquidity and increase susceptibility to domestic market shocks.

About The Companies

MidWestOne (MOFG)

MidWestOne Financial Group I (MOFG) is a US regional bank that provides commercial and consumer banking services, including deposit accounts, loans and wealth-management solutions. With a market capitalisation around $589.1m, it operates primarily in community and regional markets where local lending and deposit relationships matter. Key things investors should know are its sensitivity to interest-rate movements, regional economic conditions and credit performance in commercial real estate and small-business lending. The company’s earnings mix, loan portfolio quality and capital ratios are useful indicators to watch. This summary is general educational information and not personal financial advice; investments can fall as well as rise, and past performance does not predict future results. Consider your objectives and, if necessary, consult a regulated financial adviser before making investment decisions.

Noah (NOAH)

Noah Holdings Limited is an investment holding firm that provides wealth and asset management services, primarily targeting high-net-worth individuals and families in China and overseas. The company operates through three main divisions: Wealth Management, which offers a range of investment products and financial services; Asset Management, which oversees client investments across various asset classes like private equity and real estate; and an 'Other Businesses' segment which includes services like lending. By focusing on a specialised client base and offering a diverse suite of financial products, Noah has established a significant presence in its market. As with any investment, it's important to remember that market conditions are subject to change, the value of investments can go down as well as up, and returns are not guaranteed. Potential investors should consider if this aligns with their own financial goals and risk tolerance.

Which Baskets Do They Appear In?

Bank M&A Activity Overview: Consolidation Wave

Fifth Third's $10.9 billion acquisition of Comerica creates a new top-ten U.S. bank, signaling a potential wave of consolidation in the regional banking sector. This theme identifies other mid-sized regional banks that could become prime candidates for similar mergers or acquisitions as the industry continues to scale up.

Published: October 10, 2025

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Which Baskets Do They Appear In?

Bank M&A Activity Overview: Consolidation Wave

Fifth Third's $10.9 billion acquisition of Comerica creates a new top-ten U.S. bank, signaling a potential wave of consolidation in the regional banking sector. This theme identifies other mid-sized regional banks that could become prime candidates for similar mergers or acquisitions as the industry continues to scale up.

Published: October 10, 2025

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Comparison Snapshot