Mid Penn vs Green Dot

Mid Penn Bancorp Inc and Green Dot Corp are compared on this page to illuminate their business models, financial performance, and market context in a neutral, accessible way. The content explains how each company creates value, approaches risk, and competes in its sector, without implying recommendations. Educational content, not financial advice.

Mid Penn Bancorp Inc and Green Dot Corp are compared on this page to illuminate their business models, financial performance, and market context in a neutral, accessible way. The content explains how ...

Comparison Snapshot

Key Financial Metrics

MPB

Metric

GDOT

$738.84M

Market Cap

$672.14M

7.40%

Potential Profit

32.72%

Strong Buy

Analyst Rating

Hold

Investment Analysis

Mid Penn

MPB

Pros

Mid Penn Bancorp has a strong history of consistent dividend payments, having declared its 60th consecutive quarterly dividend recently.
The company has a low debt-to-equity ratio of 0.08, indicating a conservative balance sheet and manageable liabilities.
Recent analyst upgrades include a price target increase to $37 with an outperform rating, reflecting positive market sentiment and growth potential.

Considerations

Stock price forecasts indicate potential declines of over 30% within 2025 from current levels, suggesting near-term valuation headwinds.
Return on assets and equity are relatively modest at 0.85% and 8.16%, respectively, below some peer banks, pointing to lower profitability efficiency.
Market capitalization is relatively small at around $660 million, which may limit liquidity and increase volatility compared to larger financial institutions.

Green Dot

GDOT

Pros

Green Dot benefits from its leadership in prepaid debit cards and fintech solutions providing diversified, scalable revenue streams.
The company has shown robust revenue growth driven by its digital banking services and expanding customer base in recent quarters.
Strategic partnerships and acquisitions have enhanced Green Dot’s competitive positioning in the digital payments and banking segment.

Considerations

Green Dot faces volatility risks related to regulatory changes in the fintech and prepaid card industry, which could affect earnings stability.
Dependency on third-party distribution partners exposes Green Dot to risks from channel disruptions or contract losses.
Market competition from traditional banks and emerging fintechs pressures margins and could limit future market share expansion.

About The Companies

Mid Penn (MPB)

Mid Penn Bancorp, Inc (MPB) is a Pennsylvania-based regional bank holding company that provides commercial and consumer banking through a community bank franchise. Its services include deposit accounts, commercial and residential lending, mortgage origination, treasury services and wealth-management solutions, delivered through a local branch network and digital channels. With a market capitalisation around US$639.7m, MPB sits in the small‑cap regional banking tier where loan growth, net interest margin and credit quality largely determine outcomes. Investors often watch interest-rate movements, deposit trends and local economic conditions because these affect funding costs and margins. Regulatory oversight, competition from larger banks and fintechs, and the company’s capital and asset-quality metrics are also key considerations. This is general, educational information only — not personal financial advice. Values can rise and fall; investors should assess suitability for their own circumstances and consult an authorised adviser before acting.

Green Dot (GDOT)

Green Dot Corporation is a financial technology (fintech) and bank holding company that has carved out a niche in the US financial landscape. It provides a wide array of services aimed at both individual consumers and businesses. For consumers, this includes everyday banking tools like checking accounts, prepaid debit cards, secured credit cards, and gift cards. For businesses, Green Dot offers a banking-as-a-service (BaaS) platform, enabling other tech companies and businesses to integrate financial products for their own customers and employees. It also runs a large-scale payroll platform and money movement services, including tax refund processing. This multi-faceted approach allows Green Dot to serve a broad spectrum of the market, from individuals seeking accessible banking solutions to large corporations managing workforce payments. As with any investment, its value can go down as well as up and returns are not guaranteed.

Which Baskets Do They Appear In?

Bank M&A Activity Overview: Consolidation Wave

Fifth Third's $10.9 billion acquisition of Comerica creates a new top-ten U.S. bank, signaling a potential wave of consolidation in the regional banking sector. This theme identifies other mid-sized regional banks that could become prime candidates for similar mergers or acquisitions as the industry continues to scale up.

Published: October 10, 2025

Explore Basket

Which Baskets Do They Appear In?

Bank M&A Activity Overview: Consolidation Wave

Fifth Third's $10.9 billion acquisition of Comerica creates a new top-ten U.S. bank, signaling a potential wave of consolidation in the regional banking sector. This theme identifies other mid-sized regional banks that could become prime candidates for similar mergers or acquisitions as the industry continues to scale up.

Published: October 10, 2025

Explore Basket

Discover More Comparisons

Mid Penn vs Hingham Institution for Savings

Mid Penn vs Camden National

Mid Penn Bancorp Inc vs Camden National Corp

Mid Penn vs Thornburg Income Builder Opportunities Trust

Mid Penn vs Green Dot

Comparison Snapshot