M&T Bank vs Fifth Third
This page compares M&T Bank and Fifth Third Bancorp, detailing their business models, financial performance, and market context in a neutral, accessible way. It explains how each organisation approaches customers, funding, and growth, without recommendation or projection of outcomes. Educational content, not financial advice.
This page compares M&T Bank and Fifth Third Bancorp, detailing their business models, financial performance, and market context in a neutral, accessible way. It explains how each organisation approach...
Why It's Moving
M&T Bank Hits 52-Week High on Earnings Strength and Steady Dividends
- Q4 net income hit $759M with diluted EPS of $4.67, beating expectations and lifting full-year EPS to $17.00, underscoring earnings durability.
- Stock touched $220.60 intraday, up 3.4% that day, as analysts like Royal Bank of Canada raised targets to $220 with an outperform nod.
- Bank declared $1.50 common stock dividend and preferred dividends, reinforcing investor confidence in reliable payouts.
Analysts Boost FITB Price Targets as Merger with Comerica Nears Completion.
- DA Davidson raised its price target to $58 from $52 on January 26, maintaining a 'Buy' rating with 14% upside potential, while Truist lifted theirs to $60.
- Regulatory green light secured for FITB-Comerica merger, positioning the bank in 17 of the 20 fastest-growing U.S. markets and boosting scale significantly.
- Secured $85 million New Markets Tax Credits award on Jan. 16 to fuel community revitalization, underscoring commitment to growth in key regions.
M&T Bank Hits 52-Week High on Earnings Strength and Steady Dividends
- Q4 net income hit $759M with diluted EPS of $4.67, beating expectations and lifting full-year EPS to $17.00, underscoring earnings durability.
- Stock touched $220.60 intraday, up 3.4% that day, as analysts like Royal Bank of Canada raised targets to $220 with an outperform nod.
- Bank declared $1.50 common stock dividend and preferred dividends, reinforcing investor confidence in reliable payouts.
Analysts Boost FITB Price Targets as Merger with Comerica Nears Completion.
- DA Davidson raised its price target to $58 from $52 on January 26, maintaining a 'Buy' rating with 14% upside potential, while Truist lifted theirs to $60.
- Regulatory green light secured for FITB-Comerica merger, positioning the bank in 17 of the 20 fastest-growing U.S. markets and boosting scale significantly.
- Secured $85 million New Markets Tax Credits award on Jan. 16 to fuel community revitalization, underscoring commitment to growth in key regions.
Investment Analysis
M&T Bank
MTB
Pros
- M&T Bank reported strong Q3 2025 financial results, with net income rising significantly to $792 million and EPS surpassing forecasts at $4.87.
- The bank has demonstrated strong loan growth across multiple sectors, supporting diversified revenue streams.
- M&T Bank maintains solid profitability metrics including a return on assets of 1.49% and a return on tangible common equity of 17.13%.
Considerations
- Despite earnings beats, M&T Bank's share price declined 2.36% in pre-market trading after the Q3 2025 earnings announcement.
- There is a seasonal fourth quarter expense increase, partly due to professional services, which may pressure near-term earnings.
- The stock currently trades with moderate upside expectations, with most analysts pricing in around a 17-20% increase, which may limit immediate appreciation potential.
Fifth Third
FITB
Pros
- Fifth Third Bancorp has been steadily growing its revenue and improving efficiency in recent quarters, showing operational resilience.
- The bank benefits from a strong regional presence and a diverse service offering, including retail and commercial banking.
- Fifth Third has been actively investing in technology upgrades to enhance its digital banking capabilities, aiming to improve customer experience and cost structure.
Considerations
- Fifth Third Bancorp remains sensitive to macroeconomic factors such as interest rates movements and economic cyclicality, which can impact lending margins.
- The bank faces competitive pressure in key markets from larger national banks and fintech disruptors.
- Its growth prospects may be constrained by regional economic variability and regulatory compliance costs.
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M&T Bank (MTB) Next Earnings Date
M&T Bank's next earnings date is Wednesday, April 15, 2026, at 8:00 a.m. ET, covering the first quarter of 2026. This follows the company's recently announced schedule for 2026 quarterly results, with the prior Q4 2025 earnings having been released on January 16, 2026. A detailed confirmation will precede the quarter's close.
Fifth Third (FITB) Next Earnings Date
Fifth Third Bancorp (FITB) is scheduled to report its Q4 2025 earnings on January 20, 2026, prior to market open, with the conference call at approximately 8:00 AM ET. This release will cover the quarter ending December 2025. Investors should monitor the company's Investor Relations site for any updates to this timeline.
M&T Bank (MTB) Next Earnings Date
M&T Bank's next earnings date is Wednesday, April 15, 2026, at 8:00 a.m. ET, covering the first quarter of 2026. This follows the company's recently announced schedule for 2026 quarterly results, with the prior Q4 2025 earnings having been released on January 16, 2026. A detailed confirmation will precede the quarter's close.
Fifth Third (FITB) Next Earnings Date
Fifth Third Bancorp (FITB) is scheduled to report its Q4 2025 earnings on January 20, 2026, prior to market open, with the conference call at approximately 8:00 AM ET. This release will cover the quarter ending December 2025. Investors should monitor the company's Investor Relations site for any updates to this timeline.
Which Baskets Do They Appear In?
Community Banking Catalyst
This carefully selected group of stocks features regional and community banks positioned to benefit from the FDIC's proposed simplification of the Community Reinvestment Act. Our professional analysts identified these financial institutions as potentially gaining from reduced regulatory burdens, which could boost lending capacity and shareholder value.
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These carefully selected banking stocks represent the financial institutions that keep the global economy running. Our professional analysts have handpicked these companies for their role in the digital transformation of financial services and their potential for steady returns.
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Explore BasketWhich Baskets Do They Appear In?
Community Banking Catalyst
This carefully selected group of stocks features regional and community banks positioned to benefit from the FDIC's proposed simplification of the Community Reinvestment Act. Our professional analysts identified these financial institutions as potentially gaining from reduced regulatory burdens, which could boost lending capacity and shareholder value.
Published: July 14, 2025
Explore BasketBanks
These carefully selected banking stocks represent the financial institutions that keep the global economy running. Our professional analysts have handpicked these companies for their role in the digital transformation of financial services and their potential for steady returns.
Published: May 28, 2025
Explore BasketBuy MTB or FITB in Nemo
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