Jackson Financial vs Pinnacle Financial Partners
Jackson Financial and Pinnacle Financial Partners are compared across business models, financial performance, and market context on this page. The information is presented in a neutral, accessible style to help readers understand similarities and differences. Educational content, not financial advice.
Jackson Financial and Pinnacle Financial Partners are compared across business models, financial performance, and market context on this page. The information is presented in a neutral, accessible sty...
Investment Analysis
Pros
- Jackson Financial benefits from strong demand for annuities driven by favourable long-term demographic trends in the US retirement market.
- The company maintains a solid balance sheet with a moderate debt-to-equity ratio, supporting financial stability.
- Jackson Financial offers a competitive dividend yield, providing income appeal for investors.
Considerations
- Net profit margins face pressure due to regulatory challenges and volatility in variable annuity products.
- Earnings growth forecasts are modest, with analysts expecting only moderate expansion in coming years.
- The business is exposed to interest rate risk, which can impact the profitability of its annuity products.
Pros
- Pinnacle Financial Partners operates a diversified loan portfolio focused on commercial and real estate lending in growing regional markets.
- The bank has a strong net interest margin, benefiting from its community banking model and local market expertise.
- Pinnacle has a history of successful mergers and acquisitions, supporting growth and market share expansion.
Considerations
- A significant portion of the loan book is concentrated in commercial real estate, increasing exposure to sector-specific downturns.
- The bank's growth is sensitive to regional economic conditions, particularly in Tennessee and surrounding areas.
- Tariff impacts and uncertain interest rate outlook may complicate future earnings and asset quality.
Which Baskets Do They Appear In?
No baskets available in this category
Which Baskets Do They Appear In?
No baskets available in this category
Buy JXN or PNFP in Nemo
Zero Commission
Trade stocks, ETFs, and more with zero commission. Keep more of your returns.
Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
Discover More Comparisons
Jackson Financial vs BOK Financial
Jackson Financial vs BOK Financial
Jackson Financial vs Affiliated Managers Group
Jackson Financial vs Affiliated Managers Group
Jackson Financial vs PennyMac
Jackson Financial vs PennyMac