Invesco vs XP

This page compares Invesco Ltd. and XP Inc., examining their business models, financial performance, and market context to help readers understand how each firm operates. It presents neutral, accessible information to support informed consideration of investment options. Educational content, not financial advice.

This page compares Invesco Ltd. and XP Inc., examining their business models, financial performance, and market context to help readers understand how each firm operates. It presents neutral, accessib...

About The Companies

Invesco (IVZ)

Invesco Ltd (IVZ) is a global investment manager that provides mutual funds, exchange-traded funds (ETFs), and customised strategies for retail and institutional clients. The business generates revenue largely from management and performance fees tied to assets under management (AUM), so earnings are sensitive to market levels, fund flows and the firm’s product mix. With a market capitalisation around $10.23 billion, Invesco’s prospects hinge on its scale, distribution network and ability to compete across active and passive products while managing costs. Investors should note the potential benefits of recurring fee income and diversified investment capabilities, balanced against risks such as fee compression, volatile AUM in market downturns, redemption risk, and evolving regulation. Historical performance can vary between products, and the company’s financial metrics will reflect market cycles. This summary is for general educational purposes only and not personalised investment advice; consider your goals, risk tolerance and consult a professional before acting.

XP (XP)

XP Inc (XP) is a Brazil‑focused financial services platform that began as an online broker and has expanded into wealth management, retail banking and lending. With a market capitalisation around $8.99bn, XP generates revenue from commissions, advisory fees, asset management and interest income, and benefits from growth in Brazilian retail investing and digital adoption. Investors should note exposure to Brazil’s economic cycle, local currency (BRL) volatility, and regulatory changes that can affect margins and client flows. Competition from local banks, fintechs and neo‑banks can pressure fees and customer acquisition costs, while continued product diversification may broaden revenue streams but also raise execution risk. For those assessing XP, focus on metrics such as assets under custody and management, client acquisition and retention, and loan book quality. This is general educational information — not personalised investment advice — and potential returns can rise or fall depending on market and company performance.

Comparison Snapshot

Key Financial Metrics

IVZ

Metric

XP

$11.69B

Market Cap

$9.09B

2.82%

Potential Profit

32.14%

Hold

Analyst Rating

Buy

Which Baskets Do They Appear In?

Private Market Liquidity: Could Goldman's Move Signal?

Goldman Sachs' acquisition of Industry Ventures for nearly $1 billion signals a strategic push by major financial players into the growing venture capital secondary market. This development suggests a broader investment opportunity among asset managers and service providers poised to benefit from the increasing demand for liquidity in private markets.

Published: October 14, 2025

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Monthly Investment Plan (Global Infrastructure Stocks)

This basket focuses on the global financial infrastructure companies that enable regular investing for individuals. It includes firms providing the platforms, payment rails, and asset management products crucial for growing investor participation in Nigeria and across Africa.

Published: September 30, 2025

Explore Basket

Which Baskets Do They Appear In?

Private Market Liquidity: Could Goldman's Move Signal?

Goldman Sachs' acquisition of Industry Ventures for nearly $1 billion signals a strategic push by major financial players into the growing venture capital secondary market. This development suggests a broader investment opportunity among asset managers and service providers poised to benefit from the increasing demand for liquidity in private markets.

Published: October 14, 2025

Explore Basket

Monthly Investment Plan (Global Infrastructure Stocks)

This basket focuses on the global financial infrastructure companies that enable regular investing for individuals. It includes firms providing the platforms, payment rails, and asset management products crucial for growing investor participation in Nigeria and across Africa.

Published: September 30, 2025

Explore Basket

Investment Analysis

Invesco

IVZ

Pros

Invesco has shown strong earnings growth with an 11.7% EPS increase expected for 2025 and a 38.6% YoY rise in adjusted Q3 2025 EPS.
Assets under management reached a new high of approximately $2.1 trillion, reflecting 18.3% YoY growth.
Shares have outperformed major benchmark indexes like the S&P 500 and Financial Select Sector SPDR over the past year, indicating strong market performance.

Considerations

The firm’s investment performance shows room for improvement, with only around 67-69% of assets outperforming peers over three- and five-year periods.
Revenue has declined notably in 2025, with a forecasted 23% decrease from the prior year, reflecting potential challenges in top-line growth.
Dividend payouts are modest, and recent insider stock sales might suggest caution from senior management.

XP

Pros

XP Inc. operates a technology-driven financial platform in Brazil, offering a wide range of low-fee financial products appealing to retail and institutional clients.
The company provides diverse financial services including brokerage, mutual funds, pension products, and wealth management through omni-channel distribution.
XP has institutional shareholder interest and underlying earnings have grown despite recent stock price underperformance.

Considerations

XP's stock performance has been weak over five years, indicating possible market skepticism or volatility risks.
The company is heavily exposed to the Brazilian market, which carries macroeconomic and regulatory risks specific to that region.
Recent analyst price targets have been lowered, reflecting some concerns about near-term growth prospects or valuation.

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Invesco vs XP

About The Companies

Comparison Snapshot

Which Baskets Do They Appear In?

Private Market Liquidity: Could Goldman's Move Signal?

Monthly Investment Plan (Global Infrastructure Stocks)

Which Baskets Do They Appear In?

Private Market Liquidity: Could Goldman's Move Signal?

Monthly Investment Plan (Global Infrastructure Stocks)