Goldman Sachs BDC vs EZCORP

Goldman Sachs BDC Inc and EZCORP Inc are presented here for comparison. This page compares business models, financial performance, and market context to help readers understand how each company operates within its sector. The content is neutral and designed to be accessible to a general audience, without providing investment recommendations. Educational content, not financial advice.

Goldman Sachs BDC Inc and EZCORP Inc are presented here for comparison. This page compares business models, financial performance, and market context to help readers understand how each company operat...

Comparison Snapshot

Key Financial Metrics

GSBD

Metric

EZPW

$1.06B

Market Cap

$1.29B

5.27%

Potential Profit

16.75%

Hold

Analyst Rating

Buy

Investment Analysis

Goldman Sachs BDC

GSBD

Pros

Strong earnings per share growth forecast for 2025, with analysts estimating a 181.82% increase.
Focuses on lending to middle-market companies with secured debt, ensuring diversified income from interest and dividends.
Recent Q3 2025 earnings beat EPS estimates by 6.7%, demonstrating effective income generation and solid dividend payments.

Considerations

Revenue for 2025 is forecasted to decline compared to 2024, indicating potential pressure on top-line growth.
Net asset value declined in Q3 2025, which may raise concerns about portfolio valuation or credit quality.
Analyst recommendation is mixed with no buy ratings, mostly hold and sell opinions, signaling uncertainty among market experts.

EZCORP

EZPW

Pros

EZCORP operates in the diverse and resilient pawnshop and financial services sector, offering a recession-resistant business model.
Has a broad geographic footprint, including presence in the U.S., Mexico, and Latin America, providing growth opportunities.
Demonstrates stable cash flow generation through its short-term lending and collateralised loan services.

Considerations

Subject to regulatory and reputational risks related to the pawn loan business and lending practices in multiple jurisdictions.
Exposed to economic cycles impacting customers’ disposable income and loan default rates, adding volatility to earnings.
Faces competitive pressures from digital and traditional financial service providers, risking margin compression and market share loss.

About The Companies

Goldman Sachs BDC (GSBD)

Goldman Sachs BDC Inc (GSBD) is a publicly listed business development company managed by an experienced asset manager. It focuses on lending to and investing in middle-market companies, typically through senior secured loans, mezzanine financings and occasional equity participations. GSBD aims to deliver income to shareholders via interest, fees and realised gains, but its share price can be volatile and dividends are not guaranteed. With a market capitalisation around $1.13bn, it may appeal to investors seeking yield and exposure to private-company credit — provided they are comfortable with credit risk, leverage, and potential liquidity constraints. Key considerations include the credit quality of the loan portfolio, manager performance, the interest-rate environment and regulatory factors. This summary is for educational purposes only and is not personalised investment advice; any decision should follow your own research or consultation with a financial adviser.

EZCORP (EZPW)

EZCORP Inc. is a leading provider of pawn transactions, operating primarily in the United States and Latin America. The company offers instant cash by providing loans in exchange for personal items, known as collateral. If the loan is not repaid, EZCORP takes ownership of the item and can sell it in its retail stores. This dual revenue stream comes from both the interest charged on pawn loans and the sale of pre-owned merchandise. Its main US brands include EZPAWN and Value Pawn & Jewelry, while its Latin American presence spans Mexico, Guatemala, El Salvador, and Honduras. For investors, EZCORP represents an interesting play within the alternative financial services sector. As with any investment, the value can go down as well as up, and returns are not guaranteed. It's important for potential investors to consider if this type of company aligns with their financial goals and risk tolerance.

Which Baskets Do They Appear In?

Private Market Liquidity: Could Goldman's Move Signal?

Goldman Sachs' acquisition of Industry Ventures for nearly $1 billion signals a strategic push by major financial players into the growing venture capital secondary market. This development suggests a broader investment opportunity among asset managers and service providers poised to benefit from the increasing demand for liquidity in private markets.

Published: October 14, 2025

Explore Basket

Banks in Private Credit

This carefully selected group of stocks captures the trillion-dollar shift as traditional banks enter the private lending arena. Our professional analysts have identified key Business Development Companies (BDCs) and specialized funds that stand to benefit from this growing financial trend.

Published: July 15, 2025

Explore Basket

Wall Street's Private Credit Push

This carefully selected group of stocks represents companies positioned to benefit from the major shift toward private credit on Wall Street. Professional investors have identified these Business Development Companies as potential winners from JPMorgan's strategic move into alternative lending, which could drive new partnerships and increased deal flow.

Published: July 15, 2025

Explore Basket

Which Baskets Do They Appear In?

Private Market Liquidity: Could Goldman's Move Signal?

Goldman Sachs' acquisition of Industry Ventures for nearly $1 billion signals a strategic push by major financial players into the growing venture capital secondary market. This development suggests a broader investment opportunity among asset managers and service providers poised to benefit from the increasing demand for liquidity in private markets.

Published: October 14, 2025

Explore Basket

Banks in Private Credit

This carefully selected group of stocks captures the trillion-dollar shift as traditional banks enter the private lending arena. Our professional analysts have identified key Business Development Companies (BDCs) and specialized funds that stand to benefit from this growing financial trend.

Published: July 15, 2025

Explore Basket

Wall Street's Private Credit Push

This carefully selected group of stocks represents companies positioned to benefit from the major shift toward private credit on Wall Street. Professional investors have identified these Business Development Companies as potential winners from JPMorgan's strategic move into alternative lending, which could drive new partnerships and increased deal flow.

Published: July 15, 2025

Explore Basket

Discover More Comparisons

Goldman Sachs BDC vs Trinity Capital

Goldman Sachs BDC vs Trinity Capital: a comparison

Goldman Sachs BDC vs Capital Southwest

Goldman Sachs BDC vs Preferred Bank

Goldman Sachs BDC vs EZCORP

Comparison Snapshot